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Lloyd And Smith Limited

04203724

active
Private Limited Company
Companies House
Health Score
86 / 100

Healthy

30/30
Filing
20/30
Financial
36/40
Risk
  • 2 outstanding charges (-4)

Details

1 ASTON COURT, BROMSGROVE, B60 3AL
Incorporated 23/04/2001

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

43390
Other building completion and finishing

Officers

Mr Bryan Richard Smith

director · Since 23/04/2001

CONTRACTS MANAGER

BRITISH · UNITED KINGDOM · Age 59

Persons with Significant Control

Mr Bryan Richard Smith

75–100% shares
75–100% votes
Appoint directors

British · United Kingdom · Age 59

1 Aston Court, Bromsgrove Technology Park, Bromsgrove, B60 3AL

Notified 06/04/2016

Former PSCs

Mr Garry Andrew Lloyd

Ceased 20/12/2024

Charges2 outstanding

charge
outstanding

HSBC BANK PLC

Created 03/12/2004Registered 20/12/2004
charge
outstanding

HSBC BANK PLC

Created 10/07/2001Registered 18/07/2001

CompanyRankvs 2423+ SIC 43390 peers
69

Financial strength88th percentile among SIC peers · 22/25
Employees97th percentile among SIC peers · 15/15
LiquidityCurrent ratio 1× · 12/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength22/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/04/2025

Net Worth

£102k

Balance sheet strength

Cash

£120k

Cash in the bank

Net Current Assets

£570

Working capital

Current Assets

£298k

Current Liabilities

£298k

Fixed Assets

£134k

Debtors

£161k

11avg. employees+1

Balance Sheet

Bank loans & overdrafts£15k
Assets less current liabilities£135k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20251.00+£68k
20240.75+£31k
20230.61-£29k
20220.76-£4k
20210.84+£3k
20200.60-£74k
20190.90-£90k
20171.17

Derived from filed accounts. Not audited figures.