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Catfoss Finance Limited

04218973

active
Private Limited Company
england wales
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
20/30
Financial
30/40
Risk
  • 12 outstanding charges (-10)

Details

ELITE HOUSE, DRIFFIELD, YO25 5UP
Incorporated 17/05/2001

Compliance

Last accounts

30/06/2025

small

Next accounts due

31/03/2027

On track

Confirmation statement

Last: 17/05/2026

Due 31/05/2027

On track

Industry

64910
Financial leasing

Officers

Mr Justin Charles Owen

director · Since 12/06/2001

DIRECTOR

BRITISH · UNITED KINGDOM · Age 55

Also on 23 other boards

Mr Gareth Michael Timmins

director · Since 21/12/2011

DIRECTOR

BRITISH · ENGLAND · Age 46

Also on 1 other board

Mr James Matthew Tate

director · Since 13/04/2015

MANAGING DIRECTOR

BRITISH · ENGLAND · Age 53

Persons with Significant Control

Elite Finance Group Limited

75–100% shares

Elite House, Spellowgate, Driffield, YO25 5UP

Reg: 06298065 · England & Wales · Limited

Notified 06/04/2016

Charges12 outstanding

Charge
outstanding

UNITED TRUST BANK LIMITED

Created 17/06/2025Registered 18/06/2025
Charge
outstanding

BRITISH BUSINESS INVESTMENTS LTD

Created 01/03/2024Registered 05/03/2024
Charge
outstanding

QUAY STREET TRADING LIMITED

Created 12/12/2023Registered 14/12/2023
Charge
outstanding

ALDERMORE BANK PLC

Created 05/10/2023Registered 05/10/2023
Charge
satisfied

ALDERMORE BANK PLC

Created 11/09/2023Registered 12/09/2023Satisfied 18/09/2023
Charge
outstanding

CYNERGY BUSINESS FINANCE LIMITED

Created 31/05/2023Registered 01/06/2023
Charge
outstanding

CHARLES ALEXANDER FINANCE LIMITED

Created 14/03/2023Registered 15/03/2023
Charge
satisfied

WALBROOK ASSET FINANCE LIMITED

Created 04/10/2021Registered 11/10/2021Satisfied 30/05/2024
Charge
outstanding

DOWNING WHOLESALE FINANCE LIMITED

Created 09/08/2021Registered 18/08/2021
Charge
satisfied

WALBROOK ASSET FINANCE LIMITED

Created 14/07/2021Registered 23/07/2021Satisfied 30/05/2024
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satisfied

WALBROOK ASSET FINANCE LIMITED

Created 20/07/2021Registered 23/07/2021Satisfied 14/02/2025
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satisfied

WALBROOK ASSET FINANCE LIMITED

Created 19/05/2021Registered 28/05/2021Satisfied 30/05/2024
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satisfied

WALBROOK ASSET FINANCE LIMITED

Created 29/04/2021Registered 06/05/2021Satisfied 19/05/2025
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satisfied

WALBROOK ASSET FINANCE LIMITED

Created 14/04/2021Registered 23/04/2021Satisfied 07/07/2025
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satisfied

WALBROOK ASSET FINANCE LIMITED

Created 19/04/2021Registered 23/04/2021Satisfied 19/09/2024
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satisfied

WALBROOK ASSET FINANCE LIMITED

Created 25/03/2021Registered 01/04/2021Satisfied 29/11/2024
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satisfied

WALBROOK ASSET FINANCE LIMITED

Created 30/03/2021Registered 01/04/2021Satisfied 13/03/2025
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satisfied

WALBROOK ASSET FINANCE LIMITED

Created 25/03/2021Registered 01/04/2021Satisfied 29/11/2024
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satisfied

WALBROOK ASSET FINANCE LIMITED

Created 24/02/2021Registered 05/03/2021Satisfied 19/09/2024
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satisfied

WALBROOK ASSET FINANCE LIMITED

Created 16/02/2021Registered 26/02/2021Satisfied 19/09/2024
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satisfied

WALBROOK ASSET FINANCE LIMITED

Created 11/02/2021Registered 18/02/2021Satisfied 11/04/2025
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satisfied

WALBROOK ASSET FINANCE LIMITED

Created 10/02/2021Registered 12/02/2021Satisfied 13/08/2025
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satisfied

WALBROOK ASSET FINANCE LIMITED

Created 29/01/2021Registered 04/02/2021Satisfied 31/01/2024
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satisfied

WALBROOK ASSET FINANCE LIMITED

Created 21/01/2021Registered 01/02/2021Satisfied 30/05/2024
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satisfied

WALBROOK ASSET FINANCE LIMITED

Created 18/01/2021Registered 24/01/2021Satisfied 13/08/2025
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satisfied

WALBROOK ASSET FINANCE LIMITED

Created 07/01/2021Registered 18/01/2021Satisfied 30/05/2024
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satisfied

WALBROOK ASSET FINANCE LIMITED

Created 30/11/2020Registered 03/12/2020Satisfied 11/04/2025
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satisfied

WALBROOK ASSET FINANCE LIMITED

Created 28/10/2020Registered 13/11/2020Satisfied 30/05/2024
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satisfied

WALBROOK ASSET FINANCE LIMITED

Created 30/09/2020Registered 03/10/2020Satisfied 29/11/2024
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satisfied

WALBROOK ASSET FINANCE LIMITED

Created 17/09/2020Registered 03/10/2020Satisfied 31/01/2024
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satisfied

WESLEYAN BANK LIMITED

Created 17/09/2020Registered 21/09/2020Satisfied 04/12/2025
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satisfied

WALBROOK ASSET FINANCE LIMITED

Created 04/09/2020Registered 14/09/2020Satisfied 07/07/2025
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satisfied

WALBROOK ASSET FINANCE LIMITED

Created 30/07/2020Registered 07/08/2020Satisfied 31/01/2024
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satisfied

BANK OF LONDON AND THE MIDDLE EAST PLC

Created 17/07/2020Registered 03/08/2020Satisfied 09/11/2023
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satisfied

WALBROOK ASSET FINANCE LIMITED

Created 22/04/2020Registered 28/04/2020Satisfied 31/01/2024
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satisfied

BANK OF LONDON AND THE MIDDLE EAST PLC

Created 31/01/2020Registered 03/02/2020Satisfied 09/11/2023
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satisfied

BANK OF LONDON AND THE MIDDLE EAST PLC

Created 09/01/2020Registered 14/01/2020Satisfied 09/11/2023
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satisfied

BANK OF LONDON AND THE MIDDLE EAST PLC

Created 29/10/2019Registered 07/11/2019Satisfied 09/11/2023
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satisfied

BANK OF LONDON AND THE MIDDLE EAST PLC

Created 24/09/2019Registered 04/10/2019Satisfied 09/11/2023
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satisfied

BANK OF LONDON AND THE MIDDLE EAST PLC

Created 17/09/2019Registered 18/09/2019Satisfied 09/11/2023
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satisfied

BANK OF LONDON AND THE MIDDLE EAST PLC

Created 11/09/2019Registered 16/09/2019Satisfied 09/11/2023
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satisfied

BANK OF LONDON AND THE MIDDLE EAST PLC

Created 10/07/2019Registered 12/07/2019Satisfied 09/11/2023
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satisfied

BANK OF LONDON AND THE MIDDLE EAST PLC

Created 09/07/2019Registered 12/07/2019Satisfied 09/11/2023
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satisfied

BANK OF LONDON AND THE MIDDLE EAST PLC

Created 10/06/2019Registered 11/06/2019Satisfied 09/11/2023
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satisfied

BANK OF LONDON AND THE MIDDLE EAST PLC

Created 03/05/2019Registered 09/05/2019Satisfied 09/11/2023
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satisfied

ALDERMORE BANK PLC

Created 01/05/2019Registered 02/05/2019Satisfied 18/08/2020
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satisfied

BANK OF LONDON AND THE MIDDLE EAST PLC

Created 26/02/2019Registered 01/03/2019Satisfied 09/11/2023
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satisfied

BANK OF LONDON AND THE MIDDLE EAST PLC

Created 24/01/2019Registered 28/01/2019Satisfied 09/11/2023
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satisfied

BANK OF LONDON AND THE MIDDLE EAST PLC

Created 13/12/2018Registered 18/12/2018Satisfied 09/11/2023
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satisfied

BANK OF LONDON AND THE MIDDLE EAST PLC

Created 27/11/2018Registered 28/11/2018Satisfied 09/11/2023
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satisfied

BANK OF LONDON AND THE MIDDLE EAST PLC

Created 20/11/2018Registered 23/11/2018Satisfied 09/11/2023
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satisfied

BANK OF LONDON AND THE MIDDLE EAST PLC

Created 12/11/2018Registered 14/11/2018Satisfied 09/11/2023
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satisfied

BANK OF LONDON AND THE MIDDLE EAST PLC

Created 08/10/2018Registered 11/10/2018Satisfied 09/11/2023
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satisfied

BANK OF LONDON AND THE MIDDLE EAST PLC

Created 14/09/2018Registered 19/09/2018Satisfied 09/11/2023
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satisfied

BANK OF LONDON AND THE MIDDLE EAST PLC

Created 04/09/2018Registered 07/09/2018Satisfied 09/11/2023
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satisfied

BANK OF LONDON AND THE MIDDLE EAST PLC

Created 24/08/2018Registered 30/08/2018Satisfied 09/11/2023
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satisfied

BANK OF LONDON AND THE MIDDLE EAST PLC

Created 31/07/2018Registered 01/08/2018Satisfied 09/11/2023
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satisfied

BANK OF LONDON AND THE MIDDLE EAST PLC

Created 12/06/2018Registered 14/06/2018Satisfied 09/11/2023
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satisfied

BANK OF LONDON AND THE MIDDLE EAST PLC

Created 17/05/2018Registered 18/05/2018Satisfied 09/11/2023
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satisfied

BANK OF LONDON AND THE MIDDLE EAST PLC

Created 16/04/2018Registered 18/04/2018Satisfied 09/11/2023
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satisfied

BANK OF LONDON AND THE MIDDLE EAST PLC

Created 26/03/2018Registered 29/03/2018Satisfied 09/11/2023
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satisfied

BANK OF LONDON AND THE MIDDLE EAST PLC

Created 23/02/2018Registered 05/03/2018Satisfied 09/11/2023
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satisfied

BANK OF LONDON AND THE MIDDLE EAST PLC

Created 26/01/2018Registered 01/02/2018Satisfied 09/11/2023
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satisfied

BANK OF LONDON AND THE MIDDLE EAST PLC

Created 16/01/2018Registered 25/01/2018Satisfied 09/11/2023
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satisfied

QUILAM CAPITAL LIMITED

Created 05/01/2018Registered 08/01/2018Satisfied 31/01/2024
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satisfied

BANK OF LONDON AND THE MIDDLE EAST PLC

Created 02/01/2018Registered 08/01/2018Satisfied 09/11/2023
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satisfied

BANK OF LONDON AND THE MIDDLE EAST PLC

Created 20/12/2017Registered 28/12/2017Satisfied 09/11/2023
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satisfied

BANK OF LONDON AND THE MIDDLE EAST PLC

Created 05/12/2017Registered 11/12/2017Satisfied 09/11/2023
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satisfied

BANK OF LONDON AND THE MIDDLE EAST PLC

Created 01/12/2017Registered 05/12/2017Satisfied 09/11/2023
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satisfied

BANK OF LONDON AND THE MIDDLE EAST PLC

Created 29/11/2017Registered 05/12/2017Satisfied 09/11/2023
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satisfied

BANK OF LONDON AND THE MIDDLE EAST PLC

Created 15/11/2017Registered 21/11/2017Satisfied 09/11/2023
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satisfied

BANK OF LONDON AND THE MIDDLE EAST PLC

Created 08/11/2017Registered 10/11/2017Satisfied 09/11/2023
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satisfied

BANK OF LONDON AND THE MIDDLE EAST PLC

Created 18/10/2017Registered 23/10/2017Satisfied 09/11/2023
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satisfied

BANK OF LONDON AND THE MIDDLE EAST PLC

Created 25/09/2017Registered 29/09/2017Satisfied 09/11/2023
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satisfied

BANK OF LONDON AND THE MIDDLE EAST PLC

Created 24/07/2017Registered 27/07/2017Satisfied 09/11/2023
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satisfied

BANK OF LONDON AND THE MIDDLE EAST PLC

Created 11/07/2017Registered 20/07/2017Satisfied 09/11/2023
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satisfied

BANK OF LONDON AND THE MIDDLE EAST PLC

Created 27/06/2017Registered 30/06/2017Satisfied 09/11/2023
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satisfied

BANK OF LONDON AND THE MIDDLE EAST PLC

Created 23/06/2017Registered 29/06/2017Satisfied 09/11/2023
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satisfied

BANK OF LONDON AND THE MIDDLE EAST PLC

Created 11/05/2017Registered 19/05/2017Satisfied 09/11/2023
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satisfied

BANK OF LONDON AND THE MIDDLE EAST PLC

Created 05/04/2017Registered 11/04/2017Satisfied 09/11/2023
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satisfied

BANK OF LONDON AND THE MIDDLE EAST PLC

Created 28/03/2017Registered 07/04/2017Satisfied 09/11/2023
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satisfied

BANK OF LONDON AND THE MIDDLE EAST PLC

Created 30/01/2017Registered 07/02/2017Satisfied 09/11/2023
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satisfied

BANK OF LONDON AND THE MIDDLE EAST PLC

Created 19/12/2016Registered 23/12/2016Satisfied 09/11/2023
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satisfied

BANK OF LONDON AND THE MIDDLE EAST PLC

Created 30/11/2016Registered 07/12/2016Satisfied 09/11/2023
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satisfied

BANK OF LONDON AND THE MIDDLE EAST PLC

Created 09/11/2016Registered 14/11/2016Satisfied 09/11/2023
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satisfied

BANK OF LONDON AND THE MIDDLE EAST PLC

Created 21/09/2016Registered 21/09/2016Satisfied 09/11/2023
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satisfied

BANK OF LONDON AND THE MIDDLE EAST PLC

Created 29/07/2016Registered 04/08/2016Satisfied 09/11/2023
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satisfied

BANK OF LONDON AND THE MIDDLE EAST PLC

Created 29/07/2016Registered 02/08/2016Satisfied 09/11/2023
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satisfied

BANK OF LONDON AND THE MIDDLE EAST PLC

Created 14/06/2016Registered 17/06/2016Satisfied 09/11/2023
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satisfied

BANK OF LONDON AND THE MIDDLE EAST PLC

Created 21/04/2016Registered 27/04/2016Satisfied 09/11/2023
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satisfied

BANK OF LONDON AND THE MIDDLE EAST PLC

Created 15/04/2016Registered 21/04/2016Satisfied 09/11/2023
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satisfied

BANK OF LONDON AND THE MIDDLE EAST PLC

Created 29/01/2016Registered 08/02/2016Satisfied 09/11/2023
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satisfied

BANK OF LONDON AND THE MIDDLE EAST PLC

Created 28/01/2016Registered 08/02/2016Satisfied 09/11/2023
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satisfied

BANK OF LONDON AND THE MIDDLE EAST PLC

Created 25/01/2016Registered 28/01/2016Satisfied 09/11/2023
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satisfied

BANK OF LONDON AND THE MIDDLE EAST PLC

Created 19/01/2016Registered 28/01/2016Satisfied 09/11/2023
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satisfied

BANK OF LONDON AND THE MIDDLE EAST PLC

Created 06/01/2016Registered 12/01/2016Satisfied 09/11/2023
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outstanding

HAMPSHIRE TRUST BANK PLC

Created 04/01/2016Registered 04/01/2016
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satisfied

BANK OF LONDON AND THE MIDDLE EAST PLC

Created 10/11/2015Registered 26/11/2015Satisfied 09/11/2023
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satisfied

BANK OF LONDON AND THE MIDDLE EAST PLC

Created 19/10/2015Registered 04/11/2015Satisfied 09/11/2023
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satisfied

BANK OF LONDON AND THE MIDDLE EAST PLC

Created 20/10/2015Registered 04/11/2015Satisfied 09/11/2023
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satisfied

BANK OF LONDON AND THE MIDDLE EAST PLC

Created 06/10/2015Registered 14/10/2015Satisfied 09/11/2023
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satisfied

BANK OF LONDON AND THE MIDDLE EAST PLC

Created 09/09/2015Registered 10/09/2015Satisfied 09/11/2023
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outstanding

SHAWBROOK BANK LIMITED

Created 30/08/2013Registered 02/09/2013
Charge
outstanding

BANK OF SCOTLAND PLC

Created 18/07/2013Registered 26/07/2013
charge
satisfied

ALDERMORE BANK PLC

Created 09/01/2012Registered 27/01/2012Satisfied 24/11/2017
charge
satisfied

KINGSTON ASSET FINANCE

Created 09/04/2009Registered 11/04/2009Satisfied 09/11/2023
charge
satisfied

HITACHI CAPITAL (UK) PLC

Created 23/01/2008Registered 31/01/2008Satisfied 14/09/2017
charge
outstanding

THE GOVERNOR AND COMPANY OF THE BANK OF SCOTLAND (NOW BANK OF SCOTLAND PLC)

Created 10/10/2007Registered 12/10/2007
charge
outstanding

SIEMENS RECEIVABLES FINANCE A TRADING STYLE OF SIEMENS FINANCIAL SERVICES LIMITED

Created 14/02/2007Registered 24/02/2007
charge
satisfied

ING LEASE (UK) LTD

Created 21/09/2006Registered 07/10/2006Satisfied 24/11/2017
charge
satisfied

SINGER & FRIEDLANDER LEASING LIMITED

Created 10/08/2006Registered 12/08/2006Satisfied 24/11/2017
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 18/08/2005Registered 31/08/2005Satisfied 07/07/2009
charge
satisfied

HITACHI CAPITAL (UK) PLC

Created 05/03/2004Registered 08/03/2004Satisfied 14/09/2017

CompanyRankvs 105+ SIC 64910 peers
78

Financial strength91th percentile among SIC peers · 23/25
Employees98th percentile among SIC peers · 15/15
LiquidityCurrent ratio 2.56× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength23/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/06/2025

Net Worth

£6.9M

Balance sheet strength

Cash

£302k

Cash in the bank

Net Current Assets

£52.4M

Working capital

Current Assets

£86.0M

Current Liabilities

£33.6M

Fixed Assets

£784k

Debtors

£85.7M

20avg. employees+4

Tax at Year End(2024)

Corp tax£31k

Balance Sheet

Assets less current liabilities£53.2M
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20252.56+£748k
20242.33+£487k
20232.31+£330k
20222.41+£188k
20212.43+£200k
20202.72+£357k
20192.57+£579k
20182.59—

Derived from filed accounts. Not audited figures.