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Paradigm Norton Financial Planning Limited

04220937

active
Private Limited Company
england wales
Companies House
Health Score
86 / 100

Healthy

30/30
Filing
20/30
Financial
36/40
Risk
  • Going concern doubt noted in accounts (-10)
  • 2 outstanding charges (-4)

Details

PARADIGM HOUSE, BRISTOL, BS20 0DD
Incorporated 22/05/2001

Compliance

Last accounts

31/03/2025

full

Next accounts due

31/12/2026

On track

Confirmation statement

Last: 26/05/2026

Due 09/06/2027

On track

Industry

66190
Other activities auxiliary to financial services

Officers

Mr Barry David Horner

director · Since 25/06/2001

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 66

Also on 5 other boards

Mr Matthew Paul Fowler

director · Since 01/10/2013

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 49

Ms Philippa Ann Hann

director · Since 01/04/2023

CHIEF EXECUTIVE

BRITISH · ENGLAND · Age 49

Also on 5 other boards

Mr David Huw Kelly

director · Since 01/04/2023

NON EXECUITIVE DIRECTOR

BRITISH · ENGLAND · Age 39

Also on 9 other boards

Ms Jayne Phan

secretary · Since 18/09/2024

Mrs Caroline Mary Anne Rainbird

director · Since 29/11/2025

BRITISH · ENGLAND · Age 60

Also on 3 other boards

Persons with Significant Control

Paradigm Norton Holdings Limited

75–100% shares

Paradigm House, Macrae Road, Bristol, BS20 0DD

Reg: 09081062 · Companies House · Limited Company

Notified 06/04/2016

Charges2 outstanding

Charge
outstanding

SHAWBROOK BANK LIMITED

Created 13/03/2024Registered 13/03/2024
charge
satisfied

ANDREW DAVISSON

Created 24/11/2006Registered 01/12/2006Satisfied 14/03/2024
charge
satisfied

HSBC BANK PLC

Created 24/11/2006Registered 30/11/2006Satisfied 14/03/2024
charge
satisfied

HSBC BANK PLC

Created 26/09/2003Registered 04/10/2003Satisfied 14/03/2024
charge
satisfied

NICHOLAS WULSTAN PARK

Created 26/09/2003Registered 04/10/2003Satisfied 11/12/2023
charge
satisfied

COLIN JEFFREY NEEDHAM

Created 26/09/2003Registered 04/10/2003Satisfied 11/12/2023
charge
satisfied

KAREN NEEDHAM

Created 26/09/2003Registered 04/10/2003Satisfied 11/12/2023
charge
outstanding

HSBC BANK PLC

Created 27/08/2002Registered 30/08/2002

CompanyRankvs 15+ SIC 66190 peers
70

Financial strength99th percentile among SIC peers · 25/25
Employees100th percentile among SIC peers · 15/15
LiquidityCurrent ratio 2.13× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10Outstanding charges -10
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How is this score calculated?
Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue. Our responsibilities and the responsibilities of the directors with respect to

Key FinancialsYear ending 31/03/2025

Net Worth

£6.0M

Balance sheet strength

Cash

£1.5M

Cash in the bank

Profit Before Tax

£1.4M

Bottom line earnings

Net Current Assets

£1.7M

Working capital

Current Assets

£3.2M

Current Liabilities

£1.5M

Fixed Assets

£6.1M

Debtors

£1.7M

Admin Expenses

£10.8M

Profit After Tax

£1.0M

88avg. employees

Tax at Year End

Corp tax£190k
Dividends paid£991k

People Costs

Wages & salaries£5.9M

Balance Sheet

Intangible assets£3.6M
Bank loans & overdrafts£1.5M
Assets less current liabilities£7.9M
Prepared with CCH Software

EstimatesDerived

YearCurrent Ratio
20252.13

Derived from filed accounts. Not audited figures.