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Ramac Holdings (Trading) Limited

04246702

active
Private Limited Company
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
20/30
Financial
30/40
Risk
  • Going concern doubt noted in accounts (-10)
  • 7 outstanding charges (-10)

Details

HARDYS YARD, SEVENOAKS, TN13 2DN
Incorporated 05/07/2001

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

41100
Development of building projects

Officers

Mr Michael Mcguirk

director · Since 25/07/2001

DIRECTOR

IRISH · ENGLAND · Age 83

Also on 22 other boards

James David Charles Hambling

director · Since 01/03/2007

DIRECTOR

BRITISH · ENGLAND · Age 47

Also on 5 other boards

Mr Richard William Ashley Lawrence

director · Since 01/05/2014

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 49

Also on 4 other boards

Mr James David Charles Hambling

secretary · Since 01/12/2015

Mr Adam Taylor

director · Since 01/02/2017

CHARTERED ACCOUNTANT

BRITISH · ENGLAND · Age 56

Also on 1 other board

Mr Robert Michael Mcguirk

director · Since 05/04/2024

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 54

Also on 7 other boards

Persons with Significant Control

Mr Michael Mcguirk

75–100% shares
voting-rights-75-to-100-percent-as-trust

Irish · England · Age 83

Bente, Carters Hill, Sevenoaks, TN15 0SA

Notified 06/04/2016

Mr James David Charles Hambling

voting-rights-75-to-100-percent-as-trust

British · England · Age 47

Hardys Yard, Sevenoaks, TN13 2DN

Notified 04/06/2016

Charges7 outstanding

Charge
outstanding

TOR PENSION TRUSTEES LTD · JAMES DAVID CHARLES HAMBLING · MARGARET ANN HAMBLING · ANN CHRISTINE MCGUIRK · THERE ARE MORE THAN FOUR PERSONS ENTITLED

Created 05/12/2022Registered 09/12/2022
Charge
outstanding

JAMES DAVID CHARLES HAMBLING, MARGARET ANN HAMBLING, ANN CHRISTINE MCGUIRK AND FRANCIS GERALD M

Created 06/03/2020Registered 09/03/2020
Charge
outstanding

TOR PENSION TRUSTEES LTD · JAMES DAVID CHARLES HAMBLING · MARGARET ANN HAMBLING · ANN CHRISTINE MCGUIRK · THERE ARE MORE THAN FOUR PERSONS ENTITLED

Created 18/06/2019Registered 03/07/2019
Charge
outstanding

JAMES DAVID CHARLES HAMBLING AND MARGARET ANN HAMBLING AND ANN CHRISTINE MCGUIRK AND FRANCIS GE

Created 23/05/2019Registered 24/05/2019
Charge
outstanding

LOIS ROBERTA BURKE

Created 10/04/2018Registered 11/04/2018
Charge
outstanding

INDEPENDENT TRUSTEE SERVICES LIMITED

Created 18/01/2017Registered 20/01/2017
Charge
outstanding

ROBERT MCGUIRK · ANN MCGUIRK · MICHAEL MCGUIRK · TOR PENSION TRUSTEES LIMITED · THERE ARE MORE THAN FOUR PERSONS ENTITLED

Created 21/06/2013Registered 22/06/2013
charge
satisfied

TOR PENSION TRUSTEES LTD, MICHAEL MCGUIRK, ANN MCGUIRK AND THE OTHER PERSONS (AS FURTHER DEFINE

Created 01/03/2012Registered 06/03/2012Satisfied 30/01/2017
charge
satisfied

BARCLAYS BANK PLC

Created 08/11/2006Registered 09/11/2006Satisfied 25/08/2016
charge
satisfied

BARCLAYS BANK PLC

Created 20/11/2002Registered 27/11/2002Satisfied 06/09/2005

CompanyRankvs 2549+ SIC 41100 peers
66

Financial strength100th percentile among SIC peers · 25/25
Employees99th percentile among SIC peers · 15/15
LiquidityCurrent ratio 1.56× · 16/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10Outstanding charges -10
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How is this score calculated?
Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity16/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the group's and parent company’s ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue. Our responsibilities and the responsibilities of the directors with respect to

Key FinancialsYear ending 28/02/2025

Turnover

£19.5M

Annual revenue

Net Worth

£90.0M

Balance sheet strength

Cash

£1.5M

Cash in the bank

Profit Before Tax

£7.0M

Bottom line earnings

Net Current Assets

£24.5M

Working capital

Current Assets

£52.7M

Current Liabilities

£33.7M

Fixed Assets

£72.3M

Debtors

£26.4M

Cost of Sales

£9.1M

Gross Profit

£10.4M

Admin Expenses

£4.9M

Operating Profit

£5.7M

Profit After Tax

£5.4M

22avg. employees

Tax at Year End

Corp tax£1.2M
Dividends paid-£135k

People Costs

Wages & salaries£4.2M

Balance Sheet

Intangible assets-£540k
Assets less current liabilities£96.8M
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20251.56+£5.3M
20241.58+£4.8M
20231.55+£3.8M
20221.50+£9.1M
20211.47+£4.0M
20201.67+£3.1M
20191.95

Derived from filed accounts. Not audited figures.