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Ria Financial Services Limited

04263192

active
Private Limited Company
Companies House
Health Score
75 / 100

Some Concerns

25/30
Filing
10/30
Financial
40/40
Risk
  • No accounts filed in last 18 months (-5)
  • Current liabilities exceed current assets (-10)
  • Going concern doubt noted in accounts (-10)

Details

PART 7TH FLOOR, NORTH BLOCK, LONDON, W1U 7EU
Incorporated 01/08/2001

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

64999
Other financial service activities

Officers

Mr Jaime Rodriguez Martin

director · Since 25/05/2022

DIRECTOR

SPANISH · ENGLAND · Age 45

Also on 2 other boards

Mr Marc Sherwood Matthews

director · Since 30/09/2025

MANAGING DIRECTOR

BRITISH · ENGLAND · Age 55

Also on 3 other boards

Persons with Significant Control

Euronet Worldwide, Inc.

75–100% shares
75–100% votes

1209, The Corporation Trust Co, Corporation Trust Center, Wilmington

Reg: 2692579 · State Of Delaware, Division Of Corporations Register · Delaware Corporation

Notified 06/04/2016

Charges0 outstanding

charge
satisfied

BANK OF AMERICA, N.A.

Created 07/11/2011Registered 23/11/2011Satisfied 27/06/2014
charge
satisfied

TORLOCK SINGH

Created 12/10/2007Registered 23/10/2007Satisfied 18/06/2025
charge
satisfied

BANK OF AMERICA, N.A. AS TRUSTEE FOR THE BENEFIT OF THE FINANCE PARTIES

Created 14/08/2007Registered 15/08/2007Satisfied 27/06/2014

CompanyRankvs 4412+ SIC 64999 peers
65

Financial strength97th percentile among SIC peers · 24/25
Employees100th percentile among SIC peers · 15/15
LiquidityCurrent ratio 0.96× · 6/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10
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How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue. Our responsibilities and the responsibilities of the directors with respect to going concern are d

Key FinancialsYear ending 31/12/2020

Turnover

£26.0M

Annual revenue

Net Worth

£2.6M

Balance sheet strength

Cash

£6.7M

Cash in the bank

Profit Before Tax

£3.9M

Bottom line earnings

Net Current Assets

-£636k

Working capital

Current Assets

£16.5M

Current Liabilities

£17.2M

Fixed Assets

£3.3M

Debtors

£9.8M

Cost of Sales

£15.3M

Gross Profit

£10.7M

Admin Expenses

£6.8M

Operating Profit

£3.9M

Profit After Tax

£3.2M

115avg. employees

Tax at Year End

Corp tax£718k

People Costs

Wages & salaries£3.7M
NI contributions£366k

Balance Sheet

Intangible assets£5k
Assets less current liabilities£2.7M
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20200.96+£2.3M
20190.73

Derived from filed accounts. Not audited figures.