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Visual Bank Ltd

04277929

active
Private Limited Company
Companies House
Health Score
75 / 100

Some Concerns

25/30
Filing
10/30
Financial
40/40
Risk
  • No accounts filed in last 18 months (-5)
  • Current liabilities exceed current assets (-10)

Details

49 STATION ROAD, POLEGATE, BN26 6EA
Incorporated 29/08/2001

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

63110
Data processing, hosting and related activities

Officers

Miss Demelza Stephens

secretary · Since 29/08/2001

ADMINISTRATION

BRITISH · UNITED KINGDOM · Age 47

Also on 1 other board

Miss Demelza Stephens

director · Since 29/08/2001

ADMINISTRATION

BRITISH · ENGLAND · Age 47

Also on 1 other board

Mr Jake Edward Stephens

director · Since 01/11/2021

COMPANY DIRECTOR

BRITISH · CANADA · Age 45

Persons with Significant Control

Miss Demelza Stephens

25–50% shares
Appoint directors

British · England · Age 47

49, Station Road, Polegate, BN26 6EA

Notified 30/06/2016

Mr Jake Edward Stephens

25–50% shares
Appoint directors

British · Canada · Age 45

5307, Victoria Drive, Vancouver, .

Notified 21/03/2024

Former PSCs

Mr Steve Stephens

Ceased 21/03/2024

CompanyRankvs 374+ SIC 63110 peers
82

Financial strength83th percentile among SIC peers · 21/25
Employees74th percentile among SIC peers · 11/15
LiquidityCurrent ratio 7.13× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength21/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees11/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/09/2024

Net Worth

£47k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

£43k

Working capital

Current Assets

£50k

Current Liabilities

£7k

Fixed Assets

£4k

2avg. employees

Balance Sheet

Assets less current liabilities£47k
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20247.13-£47k
20235.34+£13k
20224.15-£14k
20214.41+£30k
20202.48+£406
20192.29-£2k
20182.59

Derived from filed accounts. Not audited figures.