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Universal Smart Cards Limited

04278501

active
ltd
england wales
Companies House
Health Score
83 / 100

Healthy

25/30
Filing
20/30
Financial
38/40
Risk
  • No accounts filed in last 18 months (-5)
  • 1 outstanding charge (-2)

Details

Unit 9 Devonshire Business Park, 4 Chester Road, Borehamwood, WD6 1NA
Incorporated 29/08/2001

Compliance

Last accounts

31/12/2024

total exemption full

Next accounts due

31/12/2026

On track

Confirmation statement

Last: 21/09/2025

Due 05/10/2026

On track

Industry

26120
Manufacture of loaded electronic boards
62012
Business and domestic software development

Officers

Mr Christopher Peter Allen

director · Since 29/08/2001

DIRECTOR

BRITISH · ENGLAND · Age 55

Also on 19 other boards

Mr Michael William Smith Ba Hons

director · Since 16/09/2002

DIRECTOR

BRITISH · UNITED KINGDOM · Age 55

Also on 6 other boards

Mr Christopher Peter Allen

secretary · Since 14/08/2006

DIRECTOR

BRITISH · ENGLAND · Age 55

Also on 19 other boards

Christopher Peter Allen

director · Since 29/08/2001

British · England · Age 55

Michael William Smith

director · Since 16/09/2002

British · United Kingdom · Age 55

Christopher Peter Allen

secretary · Since 14/08/2006

British

Former

Energize Secretary Limited

corporate nominee secretary · Resigned 29/08/2001

Energize Director Limited

corporate nominee director · Resigned 29/08/2001

Kim-Ha Allen

secretary · Resigned 16/09/2002

Susanna Jane Allen

secretary · Resigned 31/12/2004

William Mccormick

secretary · Resigned 14/08/2006

Persons with Significant Control

Mr Michael William Smith

25–50% shares

British · United Kingdom · Age 55

Unit 9, Devonshire Business Park, Borehamwood, WD6 1NA

Notified 06/04/2016

Mr Christopher Peter Allen

25–50% shares

British · England · Age 55

Unit 9, Devonshire Business Park, Borehamwood, WD6 1NA

Notified 06/04/2016

Charges1 outstanding

Charge
satisfied

BARCLAYS SECURITY TRUSTEE LIMITED

Created 25/06/2020Registered 08/07/2020Satisfied 27/03/2023
Charge
outstanding

MICHAEL WILLIAM SMITH AS TRUSTEE OF THE USC LIMITED PENSION SCHEME · CHRISTOPHER PETER ALLEN AS TRUSTEE OF THE USC LIMITED PENSION SCHEME · ROWANMOOR TRUSTEES LIMITED AS TRUSTEE OF THE USC LIMITED PENSION SCHEME

Created 16/01/2017Registered 17/01/2017

Change History

officer appointedALLEN, Christopher Peter
2026-07-27
officer appointedALLEN, Christopher Peter
2026-07-27
officer appointedSMITH, Michael William
2026-07-27
statusactive
2026-07-27

Active

typeltd
2026-07-27

Private Limited Company

address line1Unit 9 Devonshire Business Park
2026-07-27

UNIT 9 DEVONSHIRE BUSINESS PARK

post townBorehamwood
2026-07-27

BOREHAMWOOD

CompanyRankvs 57+ SIC 26120 peers
73

Financial strength93th percentile among SIC peers · 23/25
Employees90th percentile among SIC peers · 14/15
LiquidityCurrent ratio 1.95× · 16/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength23/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity16/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2024

Net Worth

£2.1M

Balance sheet strength

Cash

£1.0M

Cash in the bank

Net Current Assets

£2.2M

Working capital

Current Assets

£4.6M

Current Liabilities

£2.3M

Fixed Assets

£85k

Debtors

£2.4M

28avg. employees+2

Balance Sheet

Assets less current liabilities£2.3M
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20241.95+£360k
20231.98

Derived from filed accounts. Not audited figures.