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Universal Smart Cards Limited

04278501

active
Private Limited Company
Companies House
Health Score
88 / 100

Healthy

30/30
Filing
20/30
Financial
38/40
Risk
  • 1 outstanding charge (-2)

Details

UNIT 9 DEVONSHIRE BUSINESS PARK, BOREHAMWOOD, WD6 1NA
Incorporated 29/08/2001

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

26120
Manufacture of loaded electronic boards
62012
Business and domestic software development

Officers

Mr Christopher Peter Allen

director · Since 29/08/2001

DIRECTOR

BRITISH · ENGLAND · Age 55

Also on 19 other boards

Mr Michael William Smith Ba Hons

director · Since 16/09/2002

DIRECTOR

BRITISH · UNITED KINGDOM · Age 54

Also on 6 other boards

Mr Christopher Peter Allen

secretary · Since 14/08/2006

DIRECTOR

BRITISH · ENGLAND · Age 55

Also on 19 other boards

Persons with Significant Control

Mr Michael William Smith

25–50% shares

British · United Kingdom · Age 54

Unit 9, Devonshire Business Park, Borehamwood, WD6 1NA

Notified 06/04/2016

Mr Christopher Peter Allen

25–50% shares

British · England · Age 55

Unit 9, Devonshire Business Park, Borehamwood, WD6 1NA

Notified 06/04/2016

Charges1 outstanding

Charge
satisfied

BARCLAYS SECURITY TRUSTEE LIMITED

Created 25/06/2020Registered 08/07/2020Satisfied 27/03/2023
Charge
outstanding

MICHAEL WILLIAM SMITH AS TRUSTEE OF THE USC LIMITED PENSION SCHEME · CHRISTOPHER PETER ALLEN AS TRUSTEE OF THE USC LIMITED PENSION SCHEME · ROWANMOOR TRUSTEES LIMITED AS TRUSTEE OF THE USC LIMITED PENSION SCHEME

Created 16/01/2017Registered 17/01/2017
Charge
satisfied

ROWANMOOR TRUSTEES LIMITED AS TRUSTEE OF THE USC LIMITED PENSION SCHEME · MICHAEL WILLIAM SMITH AS TRUSTEE OF THE USC LIMITED PENSION SCHEME · CHRISTOPHER PETER ALLEN AS TRUSTEE OF THE USC LIMITED PENSION SCHEME

Created 07/11/2014Registered 08/11/2014Satisfied 26/03/2018
charge
satisfied

ROWANMOOR TRUSTEES LIMITED & CHRISTOPHER PETER ALLEN AND MICHAEL WILLIAM SMITH AS TRUSTEES OF T

Created 29/08/2012Registered 30/08/2012Satisfied 26/03/2018
charge
satisfied

FRAMLEY MANAGEMENT LTD · FRAMLEY MANAGEMENT LTD

Created 25/09/2006Registered 27/09/2006Satisfied 10/11/2011

CompanyRankvs 660+ SIC 26120 peers
73

Financial strength93th percentile among SIC peers · 23/25
Employees90th percentile among SIC peers · 14/15
LiquidityCurrent ratio 1.95× · 16/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength23/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity16/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2024

Net Worth

£2.1M

Balance sheet strength

Cash

£1.0M

Cash in the bank

Net Current Assets

£2.2M

Working capital

Current Assets

£4.6M

Current Liabilities

£2.3M

Fixed Assets

£85k

Debtors

£2.4M

28avg. employees+2

Tax at Year End(2021)

Corp tax£100k

Balance Sheet

Assets less current liabilities£2.3M
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20241.95+£360k
20231.98+£116k
20221.56+£416k
20211.76+£212k
20201.78+£92k
20191.48

Derived from filed accounts. Not audited figures.