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Finco Developments Limited

04311239

active
Private Limited Company
Companies House
Health Score
70 / 100

Some Concerns

30/30
Filing
10/30
Financial
30/40
Risk
  • Current liabilities exceed current assets (-10)
  • 13 outstanding charges (-10)

Details

DERBY LODGE, FORMBY, L37 7BW
Incorporated 25/10/2001

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

41100
Development of building projects

Officers

Lucy Emily Cockbain

director · Since 30/10/2003

COMPANY SECRETARY

BRITISH · Age 54

Mr Robin Hogg Drysdale

secretary · Since 08/12/2011

Also on 4 other boards

Mr Robin Hogg Drysdale

director · Since 05/09/2022

DIRECTOR

BRITISH · SCOTLAND · Age 78

Also on 4 other boards

Persons with Significant Control

Mr Robin Hogg Drysdale

25–50% shares

British · Scotland · Age 78

Oldhamstocks Mains, Cockburnspath, TD13 5XL

Notified 06/04/2016

Former PSCs

Mr Ian Cockbain

Ceased 02/09/2022

Charges13 outstanding

charge
outstanding

CAPITAL HOME LOANS LIMITED

Created 12/02/2008Registered 16/02/2008
charge
outstanding

CAPITAL HOME LOANS LIMITED

Created 12/02/2008Registered 16/02/2008
charge
outstanding

THE ROYAL BANK OF SCOTLAND PLC

Created 01/08/2005Registered 12/08/2005
charge
outstanding

THE ROYAL BANK OF SCOTLAND PLC

Created 01/08/2005Registered 12/08/2005
charge
outstanding

THE ROYAL BANK OF SCOTLAND PLC

Created 01/08/2005Registered 12/08/2005
charge
outstanding

THE ROYAL BANK OF SCOTLAND PLC

Created 17/11/2003Registered 22/11/2003
charge
outstanding

THE ROYAL BANK OF SCOTLAND PLC

Created 18/07/2003Registered 01/08/2003
charge
outstanding

THE ROYAL BANK OF SCOTLAND PLC

Created 18/07/2003Registered 01/08/2003
charge
outstanding

THE ROYAL BANK OF SCOTLAND PLC

Created 24/09/2002Registered 28/09/2002
charge
outstanding

THE ROYAL BANK OF SCOTLAND PLC

Created 27/06/2002Registered 03/07/2002
charge
outstanding

THE ROYAL BANK OF SCOTLAND PLC

Created 28/06/2002Registered 03/07/2002
charge
outstanding

THE ROYAL BANK OF SCOTLAND PLC

Created 10/04/2002Registered 17/04/2002
charge
outstanding

THE ROYAL BANK OF SCOTLAND PLC

Created 25/02/2002Registered 12/03/2002

CompanyRankvs 47116+ SIC 41100 peers
37

Financial strength37th percentile among SIC peers · 9/25
Employees14th percentile among SIC peers · 2/15
LiquidityCurrent ratio 0.58× · 6/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength9/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees2/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/10/2025

Net Worth

£100

Balance sheet strength

Cash

£900

Cash in the bank

Net Current Assets

-£266k

Working capital

Current Assets

£369k

Current Liabilities

£635k

0avg. employees
Prepared with CCH Software

EstimatesDerived

YearCurrent Ratio
20250.58
20240.58
20230.58

Derived from filed accounts. Not audited figures.