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Finer Limited

04341003

active
Private Limited Company
Companies House
Health Score
65 / 100

Some Concerns

25/30
Filing
10/30
Financial
30/40
Risk
  • No accounts filed in last 18 months (-5)
  • Current liabilities exceed current assets (-10)
  • 10 outstanding charges (-10)

Details

35A HIGH STREET, RUISLIP, HA4 7AU
Incorporated 17/12/2001

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

68209
Other letting and operating of own or leased real estate

Officers

Mr. Amandeep Malhi

secretary · Since 18/02/2003

BRITISH · ENGLAND · Age 46

Also on 7 other boards

Mrs. Inderjit Kaur Malhi

director · Since 01/10/2010

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 69

Mr. Amandeep Malhi

director · Since 31/08/2018

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 46

Also on 7 other boards

Mrs. Baljinder Kaur Malhi

director · Since 31/08/2018

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 43

Also on 1 other board

Persons with Significant Control

Mrs. Inderjit Kaur Malhi

25–50% shares

British · England · Age 69

35a, High Street, Ruislip, HA4 7AU

Notified 06/04/2016

Mr. Jaswir Singh Malhi

25–50% shares

British · England · Age 73

35a, High Street, Ruislip, HA4 7AU

Notified 06/04/2016

Charges10 outstanding

Charge
outstanding

HANDELSBANKEN PLC

Created 17/01/2020Registered 23/01/2020
Charge
outstanding

HANDELSBANKEN PLC

Created 12/07/2019Registered 30/07/2019
Charge
satisfied

HANDELSBANKEN PLC

Created 12/07/2019Registered 17/07/2019Satisfied 15/08/2022
Charge
outstanding

HANDELSBANKEN PLC

Created 12/07/2019Registered 17/07/2019
Charge
outstanding

HANDELSBANKEN PLC

Created 12/07/2019Registered 17/07/2019
Charge
outstanding

HANDELSBANKEN PLC

Created 12/07/2019Registered 17/07/2019
Charge
outstanding

HANDELSBANKEN PLC

Created 12/07/2019Registered 17/07/2019
Charge
outstanding

HANDELSBANKEN PLC

Created 12/07/2019Registered 17/07/2019
Charge
outstanding

HANDELSBANKEN PLC

Created 12/07/2019Registered 17/07/2019
Charge
outstanding

SANTANDER UK PLC

Created 02/12/2014Registered 11/12/2014
Charge
outstanding

SANTANDER UK PLC

Created 02/12/2014Registered 10/12/2014
charge
satisfied

LLOYDS TSB BANK PLC

Created 19/08/2010Registered 25/08/2010Satisfied 08/03/2016
charge
satisfied

LLOYDS TSB BANK PLC

Created 19/08/2010Registered 25/08/2010Satisfied 08/03/2016
charge
satisfied

LLOYDS TSB BANK PLC

Created 22/04/2010Registered 28/04/2010Satisfied 08/03/2016
charge
satisfied

LLOYDS TSB BANK PLC

Created 22/04/2010Registered 28/04/2010Satisfied 08/03/2016
charge
satisfied

LLOYDS TSB BANK PLC

Created 10/11/2009Registered 13/11/2009Satisfied 08/03/2016
charge
satisfied

LLOYDS TSB BANK PLC

Created 01/08/2008Registered 06/08/2008Satisfied 08/03/2016
charge
satisfied

LLOYDS TSB BANK PLC

Created 24/07/2008Registered 29/07/2008Satisfied 08/03/2016
charge
satisfied

LLOYDS TSB BANK PLC

Created 24/07/2008Registered 29/07/2008Satisfied 08/03/2016
charge
satisfied

CLYDESDALE BANK PLC

Created 04/12/2007Registered 12/12/2007Satisfied 24/06/2009
charge
satisfied

CLYDESDALE BANK PLC

Created 06/09/2006Registered 12/09/2006Satisfied 24/06/2009

CompanyRankvs 580+ SIC 68209 peers
80

Financial strength100th percentile among SIC peers · 25/25
Employees97th percentile among SIC peers · 15/15
LiquidityCurrent ratio 13.04× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/10/2024

Net Worth

£14.0M

Balance sheet strength

Cash

£685k

Cash in the bank

Net Current Assets

£1.0M

Working capital

Current Assets

£1.1M

Current Liabilities

£84k

Fixed Assets

£20.6M

Debtors

£410k

4avg. employees

Tax at Year End

Corp tax-£33k

Balance Sheet

Bank loans & overdrafts£147k
Assets less current liabilities£21.6M
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
202413.04+£3k
202325.20+£7k
202228.47-£78k
20212.98+£644k
20203.19+£3.1M
20196.82+£72k
20182.59—

Derived from filed accounts. Not audited figures.