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Smarter Lets Limited

04355812

active
Private Limited Company
england wales
Companies House
Health Score
55 / 100

Notable Risks

25/30
Filing
0/30
Financial
30/40
Risk
  • No accounts filed in last 18 months (-5)
  • Negative net worth (-10)
  • Current liabilities exceed current assets (-10)
  • 5 outstanding charges (-10)

Details

ACCOUNTAX HOUSE, LONDON, SW16 3SN
Incorporated 18/01/2002

Compliance

Last accounts

31/07/2024

total exemption full

Next accounts due

30/04/2026

Overdue

Confirmation statement

Last: 06/05/2025

Due 20/05/2026

On track

Industry

68100
Buying and selling of own real estate
68209
Other letting and operating of own or leased real estate
68320
Management of real estate on a fee or contract basis

Officers

Dr George Chidumam Onyeka

director · Since 26/05/2026

BRITISH · ENGLAND · Age 61

Also on 8 other boards

Persons with Significant Control

Dr George Chidumam Onyeka

Significant control

British · England · Age 61

Accountax House, 420a Streatham High Road, London, SW16 3SN

Notified 26/05/2026

Former PSCs

Dr Reginald Chukwuma Onyeka

Ceased 26/05/2026

Charges5 outstanding

Charge
outstanding

FLEET MORTGAGES LIMITED

Created 06/09/2018Registered 17/09/2018
Charge
satisfied

FLEET MORTGAGES LIMITED

Created 13/07/2018Registered 19/07/2018Satisfied 14/08/2024
Charge
outstanding

COMMERCIAL ACCEPTANCES LIMITED

Created 29/09/2017Registered 09/10/2017
Charge
outstanding

COMMERCIAL ACCEPTANCES LIMITED

Created 29/09/2017Registered 03/10/2017
Charge
outstanding

COMMERCIAL ACCEPTANCES LIMITED

Created 27/03/2017Registered 28/03/2017
Charge
outstanding

COMMERCIAL ACCEPTANCES LIMITED

Created 27/03/2017Registered 28/03/2017

CompanyRankvs 88277+ SIC 68100 peers
32

Financial strength2th percentile among SIC peers · 1/25
Employees60th percentile among SIC peers · 9/15
LiquidityCurrent ratio 0.47× · 2/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength1/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees9/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/07/2024

Net Worth

-£188k

Balance sheet strength

Cash

£17k

Cash in the bank

Net Current Assets

-£404k

Working capital

Current Assets

£356k

Current Liabilities

£760k

Fixed Assets

£1.0M

1avg. employees

Balance Sheet

Bank loans & overdrafts£762k
Assets less current liabilities£596k
Prepared with VT Final Accounts

EstimatesDerived

YearCurrent RatioImplied Profit
20240.47-£14k
20231.97-£19k
20222.05-£55k
20211.98-£8k
20202.02-£13k
20192.06-£99k
20181.91

Derived from filed accounts. Not audited figures.