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Smudge Building Developments Limited

04360045

active
ltd
england wales
Companies House
Health Score
83 / 100

Healthy

25/30
Filing
20/30
Financial
38/40
Risk
  • No accounts filed in last 18 months (-5)
  • 1 outstanding charge (-2)

Details

Myrtle Rose Bristol Road, Wraxall, Bristol, BS48 1LE
Incorporated 24/01/2002

Previously known as

Virtuosity (Uk) Limited · until 24/09/2003

Compliance

Last accounts

28/02/2025

total exemption full

Next accounts due

30/11/2026

On track

Confirmation statement

Last: 24/01/2026

Due 07/02/2027

On track

Industry

42990
Construction of other civil engineering projects

Officers

Mr James Matthew Smith

director · Since 24/01/2002

BUILDER

BRITISH · UNITED KINGDOM · Age 57

Alison Smith

secretary · Since 21/06/2002

BANK OFFICIAL

BRITISH · Age 57

Also on 1 other board

Mrs Alison Smith

director · Since 18/11/2022

DIRECTOR

BRITISH · ENGLAND · Age 57

Also on 1 other board

James Matthew Smith

director · Since 24/01/2002

British · United Kingdom · Age 57

Alison Smith

secretary · Since 21/06/2002

British

Alison Smith

director · Since 18/11/2022

British · England · Age 57

Former

Corporate Appointments Limited

corporate nominee director · Resigned 24/01/2002

Secretarial Appointments Limited

corporate nominee secretary · Resigned 24/01/2002

Steven Michael Ford

secretary · Resigned 21/06/2002

Steven Michael Ford

director · Resigned 15/11/2002

Persons with Significant Control

Mr James Matthew Smith

25–50% shares
25–50% votes
Appoint directors

British · England · Age 57

Myrtle Rose, Bristol Road, Bristol, BS48 1LE

Notified 06/04/2016

Mrs Alison Smith

25–50% shares
25–50% votes
Appoint directors

British · England · Age 57

Myrtle Rose, Bristol Road, Wraxall, BS48 1LE

Notified 06/04/2016

Charges1 outstanding

charge
outstanding

HSBC BANK PLC

Created 24/04/2007Registered 27/04/2007

Change History

status → active
2026-07-14

Active

type → ltd
2026-07-14

Private Limited Company

address line1 → Myrtle Rose Bristol Road
2026-07-14

MYRTLE ROSE BRISTOL ROAD

post town → Bristol
2026-07-14

BRISTOL

CompanyRankvs 812+ SIC 42990 peers
72

Financial strength94th percentile among SIC peers · 24/25
Employees55th percentile among SIC peers · 8/15
LiquidityCurrent ratio 3.46× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees8/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 28/02/2025

Net Worth

£1.3M

Balance sheet strength

Cash

£671k

Cash in the bank

Net Current Assets

£536k

Working capital

Current Assets

£753k

Current Liabilities

£218k

Fixed Assets

£886k

Debtors

£42k

2avg. employees-1

Balance Sheet

Assets less current liabilities£1.4M
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20253.46+£39k
202416.96+£224k
20233.68—

Derived from filed accounts. Not audited figures.