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Crystal White Commercial Limited

04380705

active
Private Limited Company
Companies House
Health Score
70 / 100

Some Concerns

30/30
Filing
10/30
Financial
30/40
Risk
  • Current liabilities exceed current assets (-10)
  • 5 outstanding charges (-10)

Details

SECOND FLOOR, 315, LONDON, N3 1DP
Incorporated 25/02/2002

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

68100
Buying and selling of own real estate

Officers

Mr Andrew Stuart Holmwood

secretary · Since 27/02/2002

CHARTERED SURVEYOR

BRITISH · UNITED KINGDOM · Age 67

Also on 29 other boards

Mr Mark Andrew Cook

director · Since 27/02/2002

PROPERTY INVESTER

BRITISH · ENGLAND · Age 63

Also on 18 other boards

Persons with Significant Control

Ernle Estates Holdings Limited

75–100% shares
75–100% votes
Appoint directors

Second Floor, 315 Regents Park Road, Regents Park Road, London, N3 1DP

Reg: 05189533 · United Kingdom · Limited Company

Notified 19/06/2024

Former PSCs

Mr Mark Cook

Ceased 19/06/2024

Charges5 outstanding

Charge
outstanding

LLOYDS BANK PLC

Created 23/05/2025Registered 23/05/2025
Charge
outstanding

FAMILY BUILDING SOCIETY A TRADING NAME OF NATIONAL COUNTIES BUILDING SOCIETY OF EPSOM SURREY

Created 19/12/2024Registered 19/12/2024
Charge
outstanding

INTERBAY FUNDING LIMITED

Created 06/09/2024Registered 09/09/2024
Charge
outstanding

INTERBAY FUNDING LIMITED

Created 06/09/2024Registered 09/09/2024
Charge
outstanding

LANDBAY PARTNERS LIMITED

Created 20/05/2024Registered 21/05/2024
Charge
satisfied

BANK OF SCOTLAND PLC

Created 26/11/2021Registered 01/12/2021Satisfied 10/09/2024
Charge
satisfied

BANK OF SCOTLAND PLC

Created 05/03/2021Registered 11/03/2021Satisfied 10/09/2024
Charge
satisfied

BANK OF SCOTLAND PLC

Created 23/02/2018Registered 28/02/2018Satisfied 10/09/2024
Charge
satisfied

BANK OF SCOTLAND PLC

Created 23/02/2018Registered 28/02/2018Satisfied 10/09/2024
Charge
satisfied

BANK OF SCOTLAND PLC

Created 23/02/2018Registered 28/02/2018Satisfied 10/09/2024
Charge
satisfied

BANK OF SCOTLAND PLC

Created 30/05/2014Registered 04/06/2014Satisfied 10/09/2024
Charge
satisfied

BANK OF SCOTLAND PLC ("BOS")

Created 12/07/2013Registered 24/07/2013Satisfied 24/05/2024
charge
satisfied

BANK OF SCOTLAND PLC (SECURITY TRUSTEE)

Created 09/08/2011Registered 11/08/2011Satisfied 10/09/2024
charge
satisfied

THE GOVERNOR AND COMPANY OF THE BANK OF SCOTLAND

Created 06/03/2007Registered 07/03/2007Satisfied 10/09/2024
charge
satisfied

THE GOVERNOR AND COMPANY OF THE BANK OF SCOTLAND

Created 20/12/2006Registered 21/12/2006Satisfied 10/09/2024
charge
satisfied

THE GOVERNOR AND COMPANY OF THE BANK OF SCOTLAND

Created 22/09/2006Registered 26/09/2006Satisfied 10/09/2024
charge
satisfied

THE GOVERNOR AND COMPANY OF THE BANK OF SCOTLAND

Created 24/05/2004Registered 02/06/2004Satisfied 10/09/2024
charge
satisfied

THE GOVERNOR AND COMPANY OF THE BANK OF SCOTLAND

Created 06/05/2004Registered 08/05/2004Satisfied 01/04/2011
charge
satisfied

THE GOVERNOR AND COMPANY OF THE BANK OF SCOTLAND

Created 22/10/2003Registered 29/10/2003Satisfied 01/04/2011
charge
satisfied

THE GOVERNOR AND COMPANY OF THE BANK OF SCOTLAND

Created 17/09/2003Registered 24/09/2003Satisfied 10/09/2024
charge
satisfied

THE GOVERNOR AND COMPANY OF THE BANK OF SCOTLAND

Created 06/05/2003Registered 09/05/2003Satisfied 01/04/2011
charge
satisfied

THE GOVERNOR AND COMPANY OF THE BANK OF SCOTLAND

Created 27/11/2002Registered 10/12/2002Satisfied 01/04/2011
charge
satisfied

THE GOVERNOR AND COMPANY OF THE BANK OF SCOTLAND

Created 29/11/2002Registered 05/12/2002Satisfied 01/04/2011
charge
satisfied

THE GOVERNOR AND COMPANY OF THE BANK OF SCOTLAND

Created 29/11/2002Registered 05/12/2002Satisfied 01/04/2011
charge
satisfied

THE GOVERNOR AND COMPANY OF THE BANK OF SCOTLAND

Created 25/10/2002Registered 01/11/2002Satisfied 01/04/2011
charge
satisfied

THE GOVERNOR AND COMPANY OF THE BANK OF SCOTLAND

Created 25/10/2002Registered 01/11/2002Satisfied 01/04/2011
charge
satisfied

THE GOVERNOR AND COMPANY OF THE BANK OF SCOTLAND

Created 19/09/2002Registered 03/10/2002Satisfied 01/04/2011
charge
satisfied

THE GOVERNOR AND COMPANY OF THE BANK OF SCOTLAND

Created 19/09/2002Registered 03/10/2002Satisfied 01/04/2011
charge
satisfied

THE GOVERNOR AND COMPANY OF THE BANK OF SCOTLAND

Created 19/09/2002Registered 03/10/2002Satisfied 01/04/2011
charge
satisfied

THE GOVERNOR AND COMPANY OF THE BANK OF SCOTLAND

Created 19/09/2002Registered 03/10/2002Satisfied 10/09/2024
charge
satisfied

THE GOVERNOR AND COMPANY OF THE BANK OF SCOTLAND

Created 19/09/2002Registered 03/10/2002Satisfied 01/04/2011
charge
satisfied

THE GOVERNOR AND COMPANY OF THE BANK OF SCOTLAND

Created 19/09/2002Registered 03/10/2002Satisfied 01/04/2011
charge
satisfied

BARCLAYS BANK PLC

Created 10/05/2002Registered 18/05/2002Satisfied 29/10/2003
charge
satisfied

BARCLAYS BANK PLC

Created 07/05/2002Registered 14/05/2002Satisfied 16/10/2002
charge
satisfied

BARCLAYS BANK PLC

Created 07/05/2002Registered 08/05/2002Satisfied 29/05/2002
charge
satisfied

BARCLAYS BANK PLC

Created 19/04/2002Registered 26/04/2002Satisfied 29/10/2003

CompanyRankvs 21047+ SIC 68100 peers
59

Financial strength94th percentile among SIC peers · 24/25
Employees60th percentile among SIC peers · 9/15
LiquidityCurrent ratio 0.97× · 6/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees9/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2024

Net Worth

£675k

Balance sheet strength

Cash

£207k

Cash in the bank

Net Current Assets

-£295k

Working capital

Current Assets

£9.0M

Current Liabilities

£9.3M

Debtors

£461k

1avg. employees+1

Balance Sheet

Assets less current liabilities£8.7M
Prepared with CCH Software

EstimatesDerived

YearCurrent Ratio
20240.97
20230.45
20220.41
20210.42
20200.41
20190.39
20180.37

Derived from filed accounts. Not audited figures.