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Sfj (Lancashire) Limited

04408027

active
Private Limited Company
Companies House
Health Score
76 / 100

Some Concerns

30/30
Filing
10/30
Financial
36/40
Risk
  • Current liabilities exceed current assets (-10)
  • 2 outstanding charges (-4)

Details

UNIT 5/6 THE HUB, DARWEN, BB3 0FL
Incorporated 02/04/2002

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

43320
Joinery installation

Officers

Mr Ian Swindlehurst

director · Since 02/04/2002

JOINER

BRITISH · ENGLAND · Age 56

Kathleen Swindlehurst

secretary · Since 28/07/2022

Mrs Jennifer Susan Swindlehurst

director · Since 28/07/2022

DIRECTOR

BRITISH · UNITED KINGDOM · Age 48

Persons with Significant Control

Mr Ian Swindlehurst

25–50% shares
25–50% votes

British · United Kingdom · Age 56

Unit 5/6 The Hub, Commercial Road, Darwen, BB3 0FL

Notified 06/04/2016

Mrs Kathleen Swindlehurst

25–50% shares
25–50% votes

British · United Kingdom · Age 81

Unit 5/6 The Hub, Commercial Road, Darwen, BB3 0FL

Notified 06/04/2016

Charges2 outstanding

charge
outstanding

HSBC BANK PLC

Created 26/07/2007Registered 02/08/2007
charge
outstanding

HSBC BANK PLC

Created 18/07/2002Registered 19/07/2002

CompanyRankvs 108+ SIC 43320 peers
79

Financial strength98th percentile among SIC peers · 25/25
Employees94th percentile among SIC peers · 14/15
LiquidityCurrent ratio 6.53× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/07/2025

Net Worth

£739k

Balance sheet strength

Cash

£279k

Cash in the bank

Net Current Assets

£367k

Working capital

Current Assets

£433k

Current Liabilities

£66k

Fixed Assets

£402k

Debtors

£144k

7avg. employees

Tax at Year End

Corp tax£6k

Director Loans

Company owes directors£14

Balance Sheet

Assets less current liabilities£768k
Signed by Mr Ian Swindlehurst 27/01/2026Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied ProfitEst. Revenue
20256.53-£398—
202410.90-£58k—
20234.05+£58k—
20224.73+£65k—
20216.35+£20k£115k
20208.66-£26k—
20194.46+£46k—
20188.44——

Derived from filed accounts. Not audited figures.