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Cumbria Insurance Brokers Limited

04417043

active
Private Limited Company
Companies House
Health Score
85 / 100

Healthy

25/30
Filing
20/30
Financial
40/40
Risk
  • No accounts filed in last 18 months (-5)

Details

5 CLIFFORD COURT, CARLISLE, CA3 0JG
Incorporated 15/04/2002

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

65120
Non-life insurance

Officers

Mr John David Page

director · Since 11/08/2021

DIRECTOR

BRITISH · ENGLAND · Age 60

Also on 20 other boards

Mr Alistair Charles Peel

secretary · Since 20/07/2025

Persons with Significant Control

Pdc Holdings Limited

75–100% shares
75–100% votes
Appoint directors

29 Lowther Street, Carlisle, CA3 8EN

Reg: 05656559 · Companies House · Limited Company

Notified 16/04/2016

Former PSCs

Mr Paul Bradbury

Ceased 11/08/2021

Charges0 outstanding

charge
satisfied

CLYDESDALE BANK PLC

Created 04/06/2010Registered 09/06/2010Satisfied 23/07/2021
charge
satisfied

MPW (CARLISLE) LIMITED FORMERLY K/A CUMBRIA INSURANCE BROKERS LIMITED

Created 04/03/2003Registered 11/03/2003Satisfied 04/01/2012
charge
satisfied

THE GOVERNOR AND COMPANY OF THE BANK OF SCOTLAND

Created 03/10/2002Registered 18/10/2002Satisfied 04/01/2012

CompanyRankvs 101+ SIC 65120 peers
84

Financial strength83th percentile among SIC peers · 21/25
Employees88th percentile among SIC peers · 13/15
LiquidityCurrent ratio 2.12× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength21/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees13/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/04/2020

Net Worth

£438k

Balance sheet strength

Cash

£628k

Cash in the bank

Net Current Assets

£426k

Working capital

Current Assets

£805k

Current Liabilities

£379k

Fixed Assets

£18k

Debtors

£177k

13avg. employees

Tax at Year End

Corp tax£51k

Balance Sheet

Assets less current liabilities£444k
Prepared with Sage Accounts Production Advanced 2020 - FRS102_2019

EstimatesDerived

YearCurrent RatioImplied Profit
20202.12+£44k
20192.25

Derived from filed accounts. Not audited figures.