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Finchley Homes Limited

04420755

active
Private Limited Company
Companies House
Health Score
70 / 100

Some Concerns

30/30
Filing
10/30
Financial
30/40
Risk
  • Current liabilities exceed current assets (-10)
  • 19 outstanding charges (-10)

Details

182B WATERLOO ROAD, SMETHWICK, B66 4NB
Incorporated 19/04/2002

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

68100
Buying and selling of own real estate
68209
Other letting and operating of own or leased real estate

Officers

Mr Santokh Singh

director · Since 19/04/2002

COMPANY DIRECTOR

BRITISH · UNITED KINGDOM · Age 48

Also on 1 other board

Mr Sulakhan Singh

director · Since 19/04/2002

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 54

Also on 1 other board

Persons with Significant Control

Mr Santokh Singh

Significant control

British · United Kingdom · Age 48

182b, Waterloo Road, Smethwick, B66 4NB

Notified 01/04/2017

Charges19 outstanding

Charge
outstanding

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Created 13/06/2022Registered 22/06/2022
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THE MORTGAGE LENDER LIMITED

Created 08/04/2022Registered 13/04/2022
Charge
outstanding

THE MORTGAGE LENDER LIMITED

Created 08/04/2022Registered 13/04/2022
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outstanding

THE MORTGAGE LENDER LIMITED

Created 08/04/2022Registered 13/04/2022
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PARATUS AMC LIMITED

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PARATUS AMC LIMITED

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ONESAVINGS BANK PLC

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CHARTER COURT FINANCIAL SERVICES LIMITED

Created 09/03/2020Registered 11/03/2020
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HBB BRIDGING LOANS LIMITED

Created 15/10/2019Registered 22/10/2019
Charge
outstanding

ONESAVINGS BANK PLC

Created 11/09/2019Registered 13/09/2019
Charge
outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED

Created 06/11/2018Registered 20/11/2018
Charge
outstanding

PARAGON BANK PLC

Created 31/10/2018Registered 12/11/2018
Charge
outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED TRADING AS PRECISE MORTGAGES

Created 09/05/2018Registered 10/05/2018
charge
outstanding

AFFIRMATIVE FINANCE LIMITED

Created 07/08/2006Registered 08/08/2006
charge
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LLOYDS TSB BANK PLC

Created 15/03/2004Registered 23/03/2004
charge
outstanding

LLOYDS TSB BANK PLC

Created 04/02/2003Registered 05/02/2003

CompanyRankvs 16231+ SIC 68100 peers
62

Financial strength94th percentile among SIC peers · 24/25
Employees81th percentile among SIC peers · 12/15
LiquidityCurrent ratio 0.51× · 6/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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16231Finchley Homes Limited
68
How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees12/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/04/2025

Net Worth

£562k

Balance sheet strength

Cash

£142k

Cash in the bank

Net Current Assets

-£161k

Working capital

Current Assets

£166k

Current Liabilities

£327k

Fixed Assets

£2.6M

Debtors

£24k

2avg. employees

Tax at Year End

Corp tax£44k

Balance Sheet

Bank loans & overdrafts£29k
Assets less current liabilities£2.4M
Prepared with Caseware UK (AP4) 2024.0.164

EstimatesDerived

YearCurrent RatioImplied Profit
20250.51+£130k
20240.22+£113k
20230.35+£97k
20220.95+£73k
20210.29+£41k
20200.04+£18k
20193.27—

Derived from filed accounts. Not audited figures.