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Signature Financial Consultants Ltd

04445371

active
ltd
england wales
Companies House
Health Score
72 / 100

Some Concerns

30/30
Filing
10/30
Financial
32/40
Risk
  • Negative net worth (-10)
  • 4 outstanding charges (-8)

Details

92 Station Road, Clacton-On-Sea, Essex, CO15 1SG
Incorporated 22/05/2002

Previously known as

Signature Homes (Uk) Limited · until 13/11/2012

Compliance

Last accounts

31/03/2025

micro entity

Next accounts due

31/12/2026

On track

Confirmation statement

Last: 02/04/2026

Due 16/04/2027

On track

Industry

70221
Financial management

Officers

Mr Man Fai Tsang

director · Since 22/05/2002

FINANCIAL CONSULTANT

BRITISH · ENGLAND · Age 60

Also on 2 other boards

Richard Choong Kok Wei

secretary · Since 16/09/2004

BRITISH · Age 58

Also on 1 other board

Man Fai Tsang

director · Since 22/05/2002

British · England · Age 60

Richard Choong Kok Wei

secretary · Since 16/09/2004

British

Persons with Significant Control

Mr Man Fai Tsang

75–100% shares

British · England · Age 60

92, Station Road, Essex, CO15 1SG

Notified 05/05/2017

Charges4 outstanding

charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 19/05/2010Registered 04/06/2010Satisfied 30/10/2012
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 03/03/2006Registered 11/03/2006Satisfied 08/06/2007
charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 28/09/2004Registered 05/10/2004
charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 21/09/2004Registered 29/09/2004
charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 18/10/2002Registered 23/10/2002
charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 04/10/2002Registered 18/10/2002

Change History

officer appointedWEI, Richard Choong Kok
2026-06-15
officer appointedTSANG, Man Fai
2026-06-15
statusactive
2026-06-15

Active

typeltd
2026-06-15

Private Limited Company

address line192 Station Road
2026-06-15

92 STATION ROAD

post townEssex
2026-06-15

ESSEX

CompanyRankvs 11697+ SIC 70221 peers
26

Financial strength6th percentile among SIC peers · 2/25
Employees15th percentile among SIC peers · 2/15
LiquidityCurrent ratio 0.03× · 2/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength2/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees2/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

-£10k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

-£11k

Working capital

Current Assets

£289

Current Liabilities

£11k

Fixed Assets

£769

0avg. employees-1

Balance Sheet

Assets less current liabilities-£10k
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20250.03-£4k
20240.09-£2k
20230.22-£988
20220.22-£2k
20210.42

Derived from filed accounts. Not audited figures.