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Homebank Uk Limited

04447814

active
Private Limited Company
england wales
Companies House
Health Score
70 / 100

Some Concerns

30/30
Filing
10/30
Financial
30/40
Risk
  • Negative net worth (-10)
  • 5 outstanding charges (-10)

Details

WALTON BUSINESS CENTRE, SWADLINCOTE, DE12 8ND
Incorporated 27/05/2002

Compliance

Last accounts

31/05/2025

total exemption full

Next accounts due

28/02/2027

On track

Confirmation statement

Last: 07/07/2025

Due 21/07/2026

On track

Industry

68209
Other letting and operating of own or leased real estate

Officers

Mr Gurnam Rai

director · Since 15/01/2026

BRITISH · UNITED KINGDOM · Age 57

Persons with Significant Control

Mr Gurnam Rai

75–100% shares
75–100% votes
Appoint directors

British · England · Age 57

Walton Business Centre, Swadlincote, DE12 8ND

Notified 25/06/2025

Former PSCs

Mrs Bilbinder Rai

Ceased 15/01/2026

Charges5 outstanding

Charge
outstanding

OCTANE PROPERTY FINANCE LIMITED

Created 19/03/2026Registered 07/04/2026
Charge
outstanding

OCTANE PROPERTY FINANCE LIMITED

Created 19/03/2026Registered 07/04/2026
Charge
outstanding

OCTANE PROPERTY FINANCE LIMITED

Created 19/03/2026Registered 27/03/2026
Charge
outstanding

OCTANE PROPERTY FINANCE LIMITED

Created 19/03/2026Registered 27/03/2026
Charge
satisfied

ONESAVINGS BANK PLC

Created 05/12/2013Registered 10/12/2013Satisfied 07/05/2025
Charge
outstanding

ONESAVINGS BANK PLC

Created 05/12/2013Registered 10/12/2013
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 19/12/2007Registered 21/12/2007Satisfied 19/03/2026

CompanyRankvs 193330+ SIC 68209 peers
28

Financial strength11th percentile among SIC peers · 3/25
Employees18th percentile among SIC peers · 3/15
LiquidityCurrent ratio 0.37× · 2/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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193330Homebank Uk Limited
38
How is this score calculated?
Financial strength3/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees3/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/05/2025

Net Worth

-£19k

Balance sheet strength

Cash

£7k

Cash in the bank

Net Current Assets

-£12k

Working capital

Current Assets

£7k

Current Liabilities

£18k

Fixed Assets

£563k

Debtors

£50k

0avg. employees

Balance Sheet

Bank loans & overdrafts£73k
Assets less current liabilities£551k
Prepared with VT Final Accounts

EstimatesDerived

YearCurrent RatioImplied Profit
20250.37+£8k
20244.36+£21k

Derived from filed accounts. Not audited figures.