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S.P. Howram Limited

04464539

active
Private Limited Company
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

FERN COTTAGE, BARROW-UPON-HUMBER, DN19 7DJ
Incorporated 19/06/2002

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

43220
Plumbing, heat and air-conditioning installation

Officers

Lorraine Howram

secretary · Since 19/06/2002

BRITISH

Stephen Paul Howram

director · Since 19/06/2002

PLUMBING AND HEATING ENGINEER

BRITISH · ENGLAND · Age 64

Persons with Significant Control

Mr Stephen Paul Howram

25–50% shares

British · England · Age 64

Fern Cottage, Westoby Lane, Barrow-Upon-Humber, DN19 7DJ

Notified 06/04/2017

Mr Aaron Howram

25–50% shares

British · England · Age 27

Fern Cottage, Westoby Lane, Barrow-Upon-Humber, DN19 7DJ

Notified 19/06/2020

Mrs Lorraine Howram

25–50% shares

British · England · Age 62

Fern Cottage, Westoby Lane, Barrow-Upon-Humber, DN19 7DJ

Notified 19/06/2020

CompanyRankvs 1170+ SIC 43220 peers
83

Financial strength82th percentile among SIC peers · 21/25
Employees77th percentile among SIC peers · 12/15
LiquidityCurrent ratio 2.96× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength21/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees12/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/08/2025

Net Worth

£53k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

£54k

Working capital

Current Assets

£81k

Current Liabilities

£27k

Fixed Assets

£2k

3avg. employees

Balance Sheet

Assets less current liabilities£56k
Signed by 04464539 2024-09-01 2025-08-31 04464539 2025-08-31 04464539 core:CurrentFinancialInstruments core:WithinOneYear 2025-08-Prepared with Digita Accounts Production Advanced

EstimatesDerived

YearCurrent RatioImplied Profit
20252.96-£1k
20243.73-£26k
20233.86+£32k
20222.61+£13k
20211.89

Derived from filed accounts. Not audited figures.