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Spencer & Richman Ltd

04497587

active
ltd
england wales
Companies House
Health Score
74 / 100

Some Concerns

30/30
Filing
10/30
Financial
34/40
Risk
  • Current liabilities exceed current assets (-10)
  • 3 outstanding charges (-6)

Details

Unit 14f Wessex Park, Somerton Business Park, Somerton, TA11 6SB
Incorporated 29/07/2002

Compliance

Last accounts

31/07/2025

total exemption full

Next accounts due

30/04/2027

On track

Confirmation statement

Last: 31/07/2025

Due 14/08/2026

On track

Industry

43390
Other building completion and finishing

Officers

Teresa Isobel Baker

secretary · Since 29/07/2002

British

Teresa Isobel Baker

director · Since 29/07/2002

British · England · Age 60

Paul Russell Spencer

director · Since 29/07/2002

British · England · Age 63

Persons with Significant Control

Mr Paul Russell Spencer

50–75% shares

British · England · Age 63

Farrows, Aller, Langport, TA10 0QW

Notified 29/07/2016

Mrs Teresa Isobel Baker

25–50% shares
25–50% votes

British · England · Age 60

Unit 14f, Wessex Park, Somerton, TA11 6SB

Notified 29/07/2016

Charges3 outstanding

charge
outstanding

BARCLAYS BANK PLC

Created 25/02/2011Registered 05/03/2011
charge
outstanding

BARCLAYS BANK PLC

Created 07/03/2007Registered 16/03/2007
charge
outstanding

BARCLAYS BANK PLC

Created 14/12/2004Registered 21/12/2004

Change History

status → active
2026-06-07

Active

type → ltd
2026-06-07

Private Limited Company

address line1 → Unit 14f Wessex Park
2026-06-07

UNIT 14F WESSEX PARK

post town → Somerton
2026-06-07

SOMERTON

officer appointed → BAKER, Teresa Isobel
2026-06-07
officer appointed → BAKER, Teresa Isobel
2026-06-07
officer appointed → SPENCER, Paul Russell
2026-06-07

CompanyRankvs 20757+ SIC 43390 peers
45

Financial strength73th percentile among SIC peers · 18/25
Employees8th percentile among SIC peers · 1/15
LiquidityCurrent ratio 0.58× · 6/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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20757Spencer & Richman Ltd
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How is this score calculated?
Financial strength18/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees1/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/07/2025

Net Worth

£22k

Balance sheet strength

Cash

£1k

Cash in the bank

Net Current Assets

-£803

Working capital

Current Assets

£1k

Current Liabilities

£2k

Fixed Assets

£93k

Debtors

£75

0avg. employees

Tax at Year End(2021)

Corp tax£1k

Balance Sheet

Assets less current liabilities£92k

EstimatesDerived

YearCurrent RatioImplied Profit
20250.58+£0
20250.58-£709
20240.28-£1k
20230.47-£411
20220.12-£1k
20210.16—

Derived from filed accounts. Not audited figures.