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Ripe Insurance Services Limited

04507332

active
ltd
england wales
Companies House
Health Score
75 / 100

Some Concerns

25/30
Filing
10/30
Financial
40/40
Risk
  • No accounts filed in last 18 months (-5)
  • Current liabilities exceed current assets (-10)
  • Going concern doubt noted in accounts (-10)

Details

One Stockport Exchange, Railway Road, Stockport, SK1 3SW
Incorporated 09/08/2002

Previously known as

J R W Group Services Limited · until 15/06/2017
Jrw Insurance Services Limited · until 19/09/2002

Compliance

Last accounts

31/12/2024

full

Next accounts due

30/09/2026

On track

Confirmation statement

Last: 14/06/2025

Due 28/06/2026

On track

Industry

65120
Non-life insurance

Officers

Mr Robert Alan Styring

director · Since 03/09/2024

DIRECTOR

BRITISH · ENGLAND · Age 54

Also on 5 other boards

Mr Alan Thomas

director · Since 07/10/2024

DIRECTOR

BRITISH · ENGLAND · Age 50

Also on 6 other boards

Robert Alan Styring

director · Since 03/09/2024

British · England · Age 54

Alan Thomas

director · Since 07/10/2024

British · England · Age 50

Former

Form 10 Directors Fd Ltd

corporate nominee director · Resigned 13/08/2002

Form 10 Secretaries Fd Ltd

corporate nominee secretary · Resigned 13/08/2002

Paul Norman Minden Wilson

secretary · Resigned 07/07/2015

Paul Norman Minden Wilson

director · Resigned 07/07/2015

Louise Marie Whitehead

secretary · Resigned 27/01/2021

Colin Whitehead

director · Resigned 21/07/2022

Colin Whitehead

secretary · Resigned 21/07/2022

John Robert Woosey

director · Resigned 31/10/2024

Paul Michael Williams

director · Resigned 31/10/2024

Persons with Significant Control

Ripe Thinking Two Limited

75–100% shares
75–100% votes

The Royals, Altrincham Road, Manchester, M22 4BJ

Reg: 06527960 · England And Wales Company Register · Limited Company

Notified 09/08/2016

Charges0 outstanding

Charge
satisfied

BARCLAYS BANK PLC

Created 08/06/2017Registered 12/06/2017Satisfied 03/06/2021
charge
satisfied

BARCLAYS BANK PLC

Created 30/06/2009Registered 10/07/2009Satisfied 19/03/2019

Change History

statusactive
2026-06-08

Active

typeltd
2026-06-08

Private Limited Company

address line1One Stockport Exchange
2026-06-08

ONE STOCKPORT EXCHANGE

post townStockport
2026-06-08

STOCKPORT

officer appointedSTYRING, Robert Alan
2026-06-08
officer appointedTHOMAS, Alan
2026-06-08

CompanyRankvs 105+ SIC 65120 peers
80

Financial strength99th percentile among SIC peers · 25/25
Employees99th percentile among SIC peers · 15/15
LiquidityCurrent ratio 3.43× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10
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How is this score calculated?
Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the company's ability to continue as a going concern for a period of at least twelve months from when the original financial statements were authorised for issue. Our responsibilities and the responsibilities of the directors with respect to going con

Key FinancialsYear ending 31/12/2022

Turnover

£26.8M

Annual revenue

Net Worth

£12.3M

Balance sheet strength

Cash

£5.8M

Cash in the bank

Profit Before Tax

£3.6M

Bottom line earnings

Net Current Assets

£8.6M

Working capital

Current Assets

£12.2M

Current Liabilities

£3.5M

Fixed Assets

£3.9M

Debtors

£6.3M

Cost of Sales

£16.1M

Gross Profit

£10.7M

Admin Expenses

£7.1M

Profit After Tax

£3.6M

95avg. employees

Tax at Year End

Dividends paid-£2.0M

People Costs

Wages & salaries£3.4M
NI contributions£565k

Balance Sheet

Intangible assets£3.9M
Assets less current liabilities£12.5M
Prepared with Digita Accounts Production Advanced

EstimatesDerived

YearCurrent Ratio
20223.43

Derived from filed accounts. Not audited figures.