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P Gray & Son Limited

04553619

active
Private Limited Company
Companies House
Health Score
68 / 100

Some Concerns

30/30
Filing
0/30
Financial
38/40
Risk
  • Negative net worth (-10)
  • Current liabilities exceed current assets (-10)
  • 1 outstanding charge (-2)

Details

OLD POLICE STATION, SWADLINCOTE, DE11 8LN
Incorporated 04/10/2002

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

43220
Plumbing, heat and air-conditioning installation

Officers

Susan Catherine Gray

secretary · Since 04/10/2002

BRITISH

Mrs Susan Catherine Gray

director · Since 11/08/2024

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 65

Persons with Significant Control

Paul Gray

25–50% shares
25–50% votes
Appoint directors

British · United Kingdom · Age 67

Old Police Station, Church Street, Swadlincote, DE11 8LN

Notified 06/04/2016

Mrs Susan Catherine Gray

25–50% shares
25–50% votes

British · England · Age 65

Old Police Station, Church Street, Swadlincote, DE11 8LN

Notified 30/06/2016

Charges1 outstanding

charge
outstanding

HSBC BANK PLC

Created 17/02/2003Registered 21/02/2003

CompanyRankvs 28544+ SIC 43220 peers
26

Financial strength5th percentile among SIC peers · 1/25
Employees21th percentile among SIC peers · 3/15
LiquidityCurrent ratio 0× · 2/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength1/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees3/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/10/2025

Net Worth

-£16k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

-£16k

Working capital

Current Assets

£0

Current Liabilities

£16k

Fixed Assets

£0

1avg. employees+1

Balance Sheet

Assets less current liabilities-£16k

EstimatesDerived

YearCurrent RatioImplied Profit
20250.00-£32k
20240.17-£8k
20230.10

Derived from filed accounts. Not audited figures.