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Bmj Plumbing & Heating Limited

04559866

active
Private Limited Company
Companies House
Health Score
73 / 100

Some Concerns

25/30
Filing
10/30
Financial
38/40
Risk
  • No accounts filed in last 18 months (-5)
  • Current liabilities exceed current assets (-10)
  • 1 outstanding charge (-2)

Details

UNIT 6B, LLANIDLOES, SY18 6FE
Incorporated 10/10/2002

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

43220
Plumbing, heat and air-conditioning installation

Officers

Anwen Douglas Jerman

secretary · Since 10/10/2002

BRITISH · Age 64

Mr Brian Michael Jerman

director · Since 10/10/2002

PLUMBER

BRITISH · WALES · Age 68

Mr Jack Jerman

director · Since 01/08/2020

HEATING ENGINEER

BRITISH · WALES · Age 38

Persons with Significant Control

Mr Brian Michael Jerman

25–50% shares

British · Wales · Age 68

Unit 6b, Parc Derwen Fawr, Llanidloes, SY18 6FE

Notified 06/04/2016

Mrs Anwen Douglas Jerman

25–50% shares

British · Wales · Age 64

Unit 6b, Parc Derwen Fawr, Llanidloes, SY18 6FE

Notified 06/04/2016

Mr Jack Jerman

25–50% shares
25–50% votes

British · Wales · Age 38

4, Bryn Gardens, Newtown, SY16 2DR

Notified 07/01/2019

Charges1 outstanding

charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 08/01/2003Registered 15/01/2003

CompanyRankvs 592+ SIC 43220 peers
77

Financial strength93th percentile among SIC peers · 23/25
Employees95th percentile among SIC peers · 14/15
LiquidityCurrent ratio 3.65× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength23/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/10/2024

Net Worth

£196k

Balance sheet strength

Cash

£81k

Cash in the bank

Net Current Assets

£181k

Working capital

Current Assets

£249k

Current Liabilities

£68k

Fixed Assets

£20k

Debtors

£45k

10avg. employees

Tax at Year End(2023)

Dividends paid-£50k

Balance Sheet

Assets less current liabilities£201k

EstimatesDerived

YearCurrent RatioImplied Profit
20243.65+£26k
20233.10+£18k
20222.47-£36k
20212.83

Derived from filed accounts. Not audited figures.