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Verity & Beverley Limited

04575374

active
Private Limited Company
Companies House
Health Score
74 / 100

Some Concerns

30/30
Filing
10/30
Financial
34/40
Risk
  • Current liabilities exceed current assets (-10)
  • 3 outstanding charges (-6)

Details

THE COACH HOUSE, TETBURY, GL8 8ET
Incorporated 28/10/2002

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

71111
Architectural activities

Officers

Mr Nathan Wesley Elphick

director · Since 31/12/2009

PRACTICE MANAGER

BRITISH · ENGLAND · Age 55

Mr Deon Johann Ludeman

director · Since 01/01/2017

DIRECTOR

BRITISH · UNITED KINGDOM · Age 57

Also on 1 other board

Stuart Roy Hill

director · Since 01/04/2024

DIRECTOR

BRITISH · UNITED KINGDOM · Age 49

Mrs Sophie Clare Towl

director · Since 01/04/2024

DIRECTOR

BRITISH · UNITED KINGDOM · Age 43

Persons with Significant Control

Mr Nathan Wesley Elphick

25–50% shares
25–50% votes

British · England · Age 55

The Coach House, 4 The Chipping, Tetbury, GL8 8ET

Notified 06/04/2016

Mr Deon Johann Ludeman

25–50% shares
25–50% votes

British · United Kingdom · Age 57

11 Laura Place, Bath, BA2 4BL

Notified 06/04/2016

Former PSCs

Ms Isabelle Bishop

Ceased 12/04/2024

Charges3 outstanding

Charge
outstanding

BARCLAYS BANK PLC

Created 31/03/2015Registered 10/04/2015
Charge
outstanding

BARCLAYS BANK PLC

Created 31/03/2015Registered 10/04/2015
Charge
outstanding

BARCLAYS BANK PLC

Created 28/11/2013Registered 10/12/2013
charge
satisfied

HSBC BANK PLC

Created 06/02/2003Registered 15/02/2003Satisfied 16/10/2013

CompanyRankvs 366+ SIC 71111 peers
77

Financial strength93th percentile among SIC peers · 23/25
Employees96th percentile among SIC peers · 14/15
LiquidityCurrent ratio 3.91× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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366Verity & Beverley Limited
87
How is this score calculated?
Financial strength23/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2025

Net Worth

£263k

Balance sheet strength

Cash

£204k

Cash in the bank

Net Current Assets

£236k

Working capital

Current Assets

£318k

Current Liabilities

£81k

Fixed Assets

£33k

Debtors

£114k

11avg. employees

Balance Sheet

Assets less current liabilities£270k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20253.91-£43k
20244.90-£85k
20234.82-£25k
20224.69-£9k
20215.81-£33k
20205.09+£53k
20194.01+£65k
20183.67—

Derived from filed accounts. Not audited figures.