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Constructive Living Ltd

04593381

active
Private Limited Company
england wales
Companies House
Health Score
78 / 100

Some Concerns

30/30
Filing
10/30
Financial
38/40
Risk
  • Current liabilities exceed current assets (-10)
  • 1 outstanding charge (-2)

Details

FOURTH FLOOR, BOLTON, BL6 4SD
Incorporated 18/11/2002

Compliance

Last accounts

30/04/2025

total exemption full

Next accounts due

31/01/2027

On track

Confirmation statement

Last: 12/11/2025

Due 26/11/2026

On track

Industry

47220
Retail sale of meat and meat products in specialised stores

Officers

Mr Richard Vernon Morris

director · Since 18/11/2002

DIRECTOR

BRITISH · ENGLAND · Age 58

Persons with Significant Control

Mr Richard Vernon Morris

75–100% shares
75–100% votes

British · England · Age 58

Fourth Floor, Unit 5b The Parklands, Bolton, BL6 4SD

Notified 06/04/2016

Charges1 outstanding

Charge
outstanding

BARCLAYS BANK PLC

Created 29/10/2013Registered 01/11/2013

CompanyRankvs 1520+ SIC 47220 peers
46

Financial strength92th percentile among SIC peers · 23/25
Employees7th percentile among SIC peers · 1/15
LiquidityCurrent ratio 0.07× · 2/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength23/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees1/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/04/2025

Net Worth

£257k

Balance sheet strength

Cash

£19k

Cash in the bank

Net Current Assets

-£434k

Working capital

Current Assets

£34k

Current Liabilities

£468k

Fixed Assets

£697k

Debtors

£15k

0avg. employees-2

Tax at Year End(2021)

Corp tax£0

Balance Sheet

Assets less current liabilities£262k
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20250.07+£70k
20240.13-£13k
20232.26-£18k
20221.79-£5k
20219.12+£3k
20202.33+£23k
20191.83

Derived from filed accounts. Not audited figures.