Head Ruddy Limited

04597146

active

Private Limited Company

england wales

Companies House

Health Score

70 / 100

Some Concerns

30/30

Filing

10/30

Financial

30/40

Risk

Current liabilities exceed current assets (-10)
7 outstanding charges (-10)

Details

10 OLD CHELTENHAM ROAD, GLOUCESTER, GL2 0AW

Incorporated 21/11/2002

Compliance

Last accounts

31/03/2025

total exemption full

Next accounts due

31/12/2026

On track

Confirmation statement

Last: 02/03/2026

Due 16/03/2027

On track

Industry

68209

Other letting and operating of own or leased real estate

Officers

Mr James Maurice Ruddy

secretary · Since 21/11/2002

FISH & CHIP CATERER

BRITISH · ENGLAND · Age 71

Also on 11 other boards

Mr Roger John Head

director · Since 21/11/2002

DIRECTOR

BRITISH · ENGLAND · Age 74

Also on 12 other boards

Mr James Maurice Ruddy

director · Since 21/11/2002

FISH & CHIP CATERER

BRITISH · ENGLAND · Age 71

Also on 11 other boards

Grant Roger John Ruddy

director · Since 07/10/2019

DIRECTOR

BRITISH · ENGLAND · Age 37

Also on 1 other board

Persons with Significant Control

Mr Roger John Head

25–50% votes

British · England · Age 74

Staverton Court, Staverton, Cheltenham, GL51 0UX

Notified 06/04/2016

Mr James Maurice Ruddy

25–50% votes

British · England · Age 71

Staverton Court, Staverton, Cheltenham, GL51 0UX

Notified 06/04/2016

Grant Roger John Ruddy

75–100% shares

British · England · Age 37

Staverton Court, Staverton, Cheltenham, GL51 0UX

Notified 06/04/2016

Jasmin Ann Head

25–50% shares

British · United Kingdom · Age 31

Staverton Court, Staverton, Cheltenham, GL51 0UX

Notified 06/04/2016

Charges7 outstanding

Charge

outstanding

HANDELSBANKEN PLC

Created 29/07/2021Registered 30/07/2021

Charge

outstanding

HANDELSBANKEN PLC

Created 02/12/2019Registered 03/12/2019

Charge

outstanding

SVENSKA HANDELSBANKEN AB (PUBL)

Created 22/11/2013Registered 28/11/2013

Charge

outstanding

SVENSKA HANDELSBANKEN AB (PUBL)

Created 22/11/2013Registered 28/11/2013

Charge

outstanding

SVENSKA HANDELSBANKEN AB (PUBL)

Created 22/11/2013Registered 28/11/2013

charge

outstanding

SVENSKA HANDELSBANKEN AB (PUBL)

Created 22/10/2012Registered 23/10/2012

charge

outstanding

SVENSKA HANDELSBANKEN AB (PUBL)

Created 22/10/2012Registered 23/10/2012

charge

satisfied

NATIONWIDE BUILDING SOCIETY

Created 04/04/2011Registered 12/04/2011Satisfied 18/10/2014

charge

satisfied

NATIONWIDE BUILDING SOCIETY

Created 04/04/2011Registered 12/04/2011Satisfied 18/10/2014

charge

satisfied

WILLOWRIDGE INTERNATIONAL LIMITED

Created 05/08/2009Registered 24/08/2009Satisfied 08/11/2016

charge

satisfied

NATIONWIDE BUILDING SOCIETY

Created 08/04/2003Registered 19/04/2003Satisfied 26/02/2015

CompanyRankvs 25655+ SIC 68209 peers
62

Financial strength100th percentile among SIC peers · 25/25

Employees98th percentile among SIC peers · 15/15

LiquidityCurrent ratio 0.05× · 2/20

Longevity15 years trading (max 15) · 15/15

Filing complianceAll filings up to date · 15/15

Outstanding charges -10

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25655Head Ruddy Limited

72

How is this score calculated?

Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£14.1M

Balance sheet strength

Cash

£133k

Cash in the bank

Net Current Assets

-£7.8M

Working capital

Current Assets

£393k

Current Liabilities

£8.2M

Fixed Assets

£27.1M

Debtors

£260k

5avg. employees

Balance Sheet

Intangible assets£159k

Bank loans & overdrafts£1.0M

Assets less current liabilities£19.2M

Prepared with Digita Accounts Production Advanced

EstimatesDerived

Year	Current Ratio	Implied Profit
2025	0.05	+£1.1M
2024	0.06	-£3.4M
2023	0.09	+£383k
2022	0.22	-£49k
2021	0.23	+£123k
2020	0.13	+£7.2M
2019	0.07	—

Derived from filed accounts. Not audited figures.