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Cardzone Limited

04639036

active
Private Limited Company
england wales
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
20/30
Financial
30/40
Risk
  • Going concern doubt noted in accounts (-10)
  • 12 outstanding charges (-10)

Details

HEXGREAVE HALL, FARNSFIELD, NG22 8LS
Incorporated 16/01/2003

Compliance

Last accounts

28/06/2025

full

Next accounts due

31/03/2027

On track

Confirmation statement

Last: 16/01/2026

Due 30/01/2027

On track

Industry

47290
Other retail sale of food in specialised stores

Officers

Ms Christine Taylor

director · Since 16/01/2003

DIRECTOR

BRITISH · NOTTINGHAM · Age 63

Also on 1 other board

Mr Paul Linley Taylor

director · Since 23/02/2005

CO DIRECTOR

BRITISH · ENGLAND · Age 63

Also on 9 other boards

Mr Paul Linley Taylor

secretary · Since 15/03/2007

BRITISH · ENGLAND · Age 63

Also on 9 other boards

James Taylor

director · Since 07/11/2017

TRADING DIRECTOR

BRITISH · ENGLAND · Age 32

Also on 2 other boards

Mr Miles Robinson

director · Since 15/04/2026

BRITISH · ENGLAND · Age 59

Persons with Significant Control

Pillarbox Designs Limited

75–100% shares
75–100% votes
Appoint directors

Newstead House, Pelham Road, Nottingham, NG5 1AP

Reg: 13973967 · Companies House · Private Company Limited By Shares

Notified 06/11/2023

Former PSCs

Mr Paul Linley Taylor

Ceased 17/04/2023

P & C Property Rental Company Limited

Ceased 06/11/2023

Charges12 outstanding

Charge
outstanding

HSBC BANK PLC

Created 08/08/2016Registered 10/08/2016
Charge
outstanding

HSBC BANK PLC

Created 25/07/2016Registered 27/07/2016
Charge
outstanding

HSBC BANK PLC

Created 25/07/2016Registered 26/07/2016
charge
satisfied

BARCLAYS BANK PLC

Created 26/07/2012Registered 04/08/2012Satisfied 07/10/2014
charge
outstanding

THE TRUSTEES OF THE WARWICK RELIEF IN NEED CHARITY

Created 15/11/2010Registered 27/11/2010
charge
outstanding

BRIAN THOMAS CHEETHAM

Created 05/07/2010Registered 20/07/2010
charge
outstanding

POSSFUND CUSTODIAN TRUSTEE LIMITED

Created 28/04/2010Registered 08/05/2010
charge
outstanding

POSSFUND CUSTODIAN TRUSTEE LIMITED

Created 30/10/2009Registered 11/11/2009
charge
satisfied

THE RIDINGS TRUSTEE I LIMITED AND THE RIDINGS TRUSTEE II LIMITED

Created 21/08/2009Registered 26/08/2009Satisfied 12/05/2010
charge
outstanding

W (NO.3 GP (NOMINEE A) LIMTED AND W (NO.3) GP (NOMINEE B) LIMITED

Created 05/08/2009Registered 08/08/2009
charge
satisfied

POSSFUND CUSTODIAN TRUSTEE LIMITED

Created 24/04/2009Registered 28/04/2009Satisfied 27/08/2010
charge
outstanding

POSSFUND CUSTODIAN TRUSTEE LIMITED

Created 03/03/2008Registered 12/03/2008
charge
outstanding

POSSFUND CUSTODIAN TRUSTEE LIMITED

Created 03/03/2008Registered 12/03/2008
charge
outstanding

POSSFUND CUSTODIAN TRUSTEE LIMITED

Created 19/10/2006Registered 27/10/2006
charge
outstanding

POSSFUND CUSTODIAN TRUSTEE LIMITED

Created 27/03/2006Registered 07/04/2006

CompanyRankvs 315+ SIC 47290 peers
60

Financial strength100th percentile among SIC peers · 25/25
Employees86th percentile among SIC peers · 13/15
LiquidityCurrent ratio 1.31× · 12/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10Outstanding charges -10
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315Cardzone Limited
80
How is this score calculated?
Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees13/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue. Our responsibilities and the responsibilities of the directors with respect to

Key FinancialsYear ending 28/06/2025

Net Worth

£6.9M

Balance sheet strength

Cash

£2.8M

Cash in the bank

Profit Before Tax

£1.9M

Bottom line earnings

Net Current Assets

£6.3M

Working capital

Current Assets

£26.6M

Current Liabilities

£20.3M

Fixed Assets

£1.4M

Debtors

£12.7M

Cost of Sales

£20.1M

Admin Expenses

£28.5M

Profit After Tax

£1.2M

9avg. employees-958

Tax at Year End

Corp tax£0
Dividends paid£14.9M

People Costs

Wages & salaries£11.3M

Balance Sheet

Intangible assets£31k
Assets less current liabilities£7.7M
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20251.31+£1.2M
20241.75—

Derived from filed accounts. Not audited figures.