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Talking Point(Fishguard) Limited

04695503

active
ltd
england wales
Companies House
Health Score
78 / 100

Some Concerns

30/30
Filing
10/30
Financial
38/40
Risk
  • Negative net worth (-10)
  • 1 outstanding charge (-2)

Details

Castle Hill, 16 West Street, Fishguard, Pembrokeshire, SA65 9AE
Incorporated 12/03/2003

Compliance

Last accounts

31/01/2025

micro entity

Next accounts due

31/10/2026

On track

Confirmation statement

Last: 12/03/2026

Due 26/03/2027

On track

Industry

47781
Retail sale in commercial art galleries

Officers

Myles Christopher Geary Pepper

secretary · Since 12/03/2003

Welsh

Myles Christopher Geary Pepper

director · Since 12/03/2003

Welsh · Wales · Age 73

Victoria Kim Pepper

director · Since 12/03/2003

British · Wales · Age 67

Former

London Law Secretarial Limited

corporate nominee secretary · Resigned 12/03/2003

London Law Services Limited

corporate nominee director · Resigned 12/03/2003

Persons with Significant Control

Mrs Victoria Kim Pepper

25–50% shares

British · Wales · Age 67

Castle Hill, 16 West Street, Pembrokeshire, SA65 9AE

Notified 12/03/2017

Mr Myles Christopher Geary Pepper

25–50% shares

Welsh · Wales · Age 73

Castle Hill, 16 West Street, Pembrokeshire, SA65 9AE

Notified 12/03/2017

Charges1 outstanding

charge
outstanding

HSBC BANK PLC

Created 13/06/2003Registered 18/06/2003

Change History

status → active
2026-06-05

Active

type → ltd
2026-06-05

Private Limited Company

address line1 → Castle Hill, 16 West Street
2026-06-05

CASTLE HILL, 16 WEST STREET

post town → Pembrokeshire
2026-06-05

PEMBROKESHIRE

officer appointed → PEPPER, Myles Christopher Geary
2026-06-05
officer appointed → PEPPER, Myles Christopher Geary
2026-06-05
officer appointed → PEPPER, Victoria Kim
2026-06-05

CompanyRankvs 1184+ SIC 47781 peers
30

Financial strength7th percentile among SIC peers · 2/25
Employees42th percentile among SIC peers · 6/15
LiquidityCurrent ratio 0.49× · 2/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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1184Talking Point(Fishguard) Limited
40
How is this score calculated?
Financial strength2/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees6/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/01/2025

Net Worth

-£71k

Balance sheet strength

Cash

—

Cash in the bank

Net Current Assets

—

Working capital

Current Assets

£64k

Current Liabilities

£130k

Fixed Assets

£5k

1avg. employees+1

Balance Sheet

Total assets£69k

EstimatesDerived

YearCurrent RatioImplied Profit
20250.49+£4k
20240.49+£72
20230.58+£8k
20220.35+£21k
20210.36+£10k
2020—+£798

Derived from filed accounts. Not audited figures.