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Cash Converters (Uk) Stores Limited

04703214

active
Private Limited Company
england wales
Companies House
Health Score
77 / 100

Some Concerns

25/30
Filing
20/30
Financial
32/40
Risk
  • No accounts filed in last 18 months (-5)
  • Going concern doubt noted in accounts (-10)
  • 4 outstanding charges (-8)

Details

ARTISAN, HIGH WYCOMBE, HP12 4HJ
Incorporated 19/03/2003

Compliance

Last accounts

30/06/2025

audit exemption subsidiary

Next accounts due

31/03/2027

On track

Confirmation statement

Last: 04/04/2026

Due 18/04/2027

On track

Industry

47799
Retail sale of second-hand goods in stores

Officers

Mr Carl Murray

director · Since 01/04/2005

DIRECTOR

BRITISH · UNITED KINGDOM · Age 63

Also on 3 other boards

Mr Paul Jefferson Graham Acca

director · Since 19/04/2013

CERTIFIED ACCOUNTANT

BRITISH · ENGLAND · Age 55

Mrs Lyn Sheppard

secretary · Since 06/07/2023

Mr Sam William Budiselik

director · Since 06/07/2023

MANAGING DIRECTOR

AUSTRALIAN · AUSTRALIA · Age 50

Mr Peter Cumins

director · Since 06/07/2023

MANAGING DIRECTOR

AUSTRALIAN · AUSTRALIA · Age 74

Persons with Significant Control

Cash Converters (Uk) Holdings Ltd

75–100% shares
75–100% votes
Appoint directors

5, Wellfield, Runcorn, WA7 3AZ

Reg: 03228113 · The Registrar Of Companies For England & Wales · Private Company Limited By Shares

Notified 06/07/2023

Former PSCs

Mr Mark Sands

Ceased 10/06/2021

Maxine Reid-Roberts

Ceased 06/07/2023

Charges4 outstanding

Charge
outstanding

LLOYDS BANK PLC

Created 30/05/2025Registered 02/06/2025
Charge
outstanding

LLOYDS BANK PLC

Created 30/05/2025Registered 02/06/2025
Charge
outstanding

TC LOANS LIMITED

Created 05/06/2024Registered 05/06/2024
Charge
satisfied

ESF LOANS LIMITED (ACTING AS SECURITY TRUSTEE FOR THE LENDER MEMBERS)

Created 14/09/2018Registered 21/09/2018Satisfied 05/06/2024
Charge
satisfied

ESO CAPITAL PARTNERS UK LLP (ACTING AS SECURITY TRUSTEE FOR THE LENDER)

Created 01/06/2017Registered 07/06/2017Satisfied 18/06/2019
Charge
satisfied

ESO CAPITAL PARTNERS UK LLP

Created 05/08/2016Registered 10/08/2016Satisfied 07/06/2017
Charge
satisfied

LBL REALISATIONS LIMITED (IN CREDITORS' VOLUNTARY LIQUIDATION) (COMPANY REGISTRATION NUMBER 036 · NINE REGIONS LIMITED (IN CREDITORS' VOLUNTARY LIQUIDATION) (COMPANY REGISTRATION NUMBER 0428638

Created 14/10/2014Registered 31/10/2014Satisfied 15/07/2015
Charge
satisfied

LBL REALISATIONS LIMITED (IN CREDITORS' VOLUNTARY LIQUIDATION) · NINE REGIONS LIMTED (IN CREDITORS' VOLUNTARY LIQUIDATION)

Created 14/10/2014Registered 29/10/2014Satisfied 15/07/2015
charge
outstanding

LLOYDS TSB BANK PLC

Created 08/01/2010Registered 13/01/2010
charge
satisfied

ASIATIC HOLDING CORP

Created 02/06/2009Registered 10/06/2009Satisfied 22/07/2016
charge
satisfied

GRANDREALM LIMITED

Created 14/06/2005Registered 28/06/2005Satisfied 22/07/2016
charge
satisfied

ROSE RICH & CO. LIMITED

Created 30/07/2004Registered 05/08/2004Satisfied 22/07/2016
charge
satisfied

MICHAEL BRADLEY, RICHARD SMITH AND WOLANSKI & CO TRUSTEES LIMITED THE TRUSTEES OF BOROPEXHOLDIN

Created 30/04/2004Registered 06/05/2004Satisfied 22/07/2016
charge
satisfied

BARCLAYS BANK PLC

Created 13/10/2003Registered 31/10/2003Satisfied 01/02/2011
charge
satisfied

NEWRAY (LONDON) LIMITED

Created 24/06/2003Registered 26/06/2003Satisfied 22/07/2016

CompanyRankvs 105+ SIC 47799 peers
70

Financial strength98th percentile among SIC peers · 25/25
Employees100th percentile among SIC peers · 15/15
LiquidityCurrent ratio 4.33× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10Outstanding charges -10
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How is this score calculated?
Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

or - the directors have not disclosed in the financial statements any identified material uncertainties that may cast significant doubt about the company's ability to continue to adopt the going concern basis of accounting for a period of at least twelve months from the date when the financial statements are authorised for issue. Other information The directors are responsible for the other inform

Key FinancialsYear ending 30/09/2018

Turnover

£30.3M

Annual revenue

Net Worth

£2.3M

Balance sheet strength

Cash

£749k

Cash in the bank

Profit Before Tax

£402k

Bottom line earnings

Net Current Assets

£6.6M

Working capital

Current Assets

£8.6M

Current Liabilities

£2.0M

Fixed Assets

£923k

Debtors

£5.2M

Cost of Sales

£23.4M

Gross Profit

£6.9M

Admin Expenses

£6.2M

Operating Profit

£691k

Profit After Tax

£406k

288avg. employees

Tax at Year End

Corp tax£49k

People Costs

Wages & salaries£5.9M
NI contributions£464k

Balance Sheet

Intangible assets£112k
Assets less current liabilities£7.5M
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent Ratio
20184.33

Derived from filed accounts. Not audited figures.