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J.R.F. James & Sons Limited

04709598

active
Private Limited Company
Companies House
Health Score
72 / 100

Some Concerns

30/30
Filing
10/30
Financial
32/40
Risk
  • Current liabilities exceed current assets (-10)
  • 4 outstanding charges (-8)

Details

1ST FLOOR AGRICULTURE HOUSE, HAVERFORDWEST, SA61 1RW
Incorporated 25/03/2003

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

01410
Raising of dairy cattle

Officers

Robert John James

secretary · Since 25/03/2003

FARMER

WELSH · WALES · Age 76

Also on 1 other board

Mr Richard William James

director · Since 25/03/2003

FARMER

BRITISH · WALES · Age 74

Robert John James

director · Since 25/03/2003

FARMER

WELSH · WALES · Age 76

Also on 1 other board

Timothy William John James

director · Since 01/07/2009

FARMER

BRITISH · WALES · Age 45

William Richard Thomas James

director · Since 01/07/2009

FARMER

BRITISH · UNITED KINGDOM · Age 43

Persons with Significant Control

Mr Richard William James

25–50% shares

British · Wales · Age 74

1st Floor Agriculture House, Winch Lane, Haverfordwest, SA61 1RW

Notified 05/03/2017

Mr Robert John James

25–50% shares

British · Wales · Age 76

1st Floor Agriculture House, Winch Lane, Haverfordwest, SA61 1RW

Notified 05/03/2017

Former PSCs

Mrs Margaret Jane James

Ceased 17/07/2019

Charges4 outstanding

Charge
outstanding

LLOYDS BANK PLC

Created 09/09/2022Registered 04/03/2025
Charge
outstanding

LLOYDS BANK PLC

Created 10/04/2018Registered 13/04/2018
Charge
outstanding

LLOYDS BANK PLC

Created 06/02/2018Registered 06/02/2018
charge
outstanding

LLOYDS TSB BANK PLC

Created 20/08/2010Registered 25/08/2010

CompanyRankvs 159+ SIC 01410 peers
66

Financial strength93th percentile among SIC peers · 23/25
Employees72th percentile among SIC peers · 11/15
LiquidityCurrent ratio 1.47× · 12/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength23/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees11/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£3.1M

Balance sheet strength

Cash

£298k

Cash in the bank

Net Current Assets

£341k

Working capital

Current Assets

£1.1M

Current Liabilities

£730k

Fixed Assets

£4.2M

Debtors

£314k

5avg. employees

Balance Sheet

Bank loans & overdrafts£1.2M
Assets less current liabilities£4.5M
Prepared with Digita Accounts Production Advanced

EstimatesDerived

YearCurrent RatioImplied Profit
20251.47+£328k
20241.46+£312k
20231.09+£652k
20221.31+£184k
20211.71+£186k
20201.15+£60k
20191.62

Derived from filed accounts. Not audited figures.