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Carter-Hutchings Limited

04718174

active
Private Limited Company
england wales
Companies House
Health Score
82 / 100

Healthy

30/30
Filing
20/30
Financial
32/40
Risk
  • 4 outstanding charges (-8)

Details

PEAT HOUSE, TRURO, TR1 2DP
Incorporated 01/04/2003

Compliance

Last accounts

31/12/2024

total exemption full

Next accounts due

30/09/2026

On track

Confirmation statement

Last: 08/11/2025

Due 22/11/2026

On track

Industry

68209
Other letting and operating of own or leased real estate
71111
Architectural activities
82990
Other business support service activities

Officers

Mrs Lesly Susan Heather

director · Since 01/04/2003

DIRECTOR

BRITISH · ENGLAND · Age 60

Mr Timothy Carter Heather

director · Since 01/04/2003

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 65

Also on 1 other board

Mrs Lesley Susan Heather

secretary · Since 01/04/2003

DIRECTOR

BRITISH · ENGLAND · Age 60

Also on 2 other boards

Miss Amelia Rose Heather

director · Since 24/07/2026

BRITISH · UNITED KINGDOM · Age 25

Miss Evelyn Grace Heather

director · Since 24/07/2026

BRITISH · UNITED KINGDOM · Age 21

Miss Laura Annie Heather

director · Since 24/07/2026

BRITISH · UNITED KINGDOM · Age 23

Persons with Significant Control

Mrs Lesly Susan Heather

25–50% shares
ownership-of-shares-25-to-50-percent-as-trust
25–50% votes
voting-rights-25-to-50-percent-as-trust

British · United Kingdom · Age 60

Lowin House, Tregolls Road, Truro, TR1 2NA

Notified 06/04/2016

Mr Timothy Carter Heather

25–50% shares
ownership-of-shares-25-to-50-percent-as-trust
25–50% votes
voting-rights-25-to-50-percent-as-trust

British · England · Age 65

Lowin House, Tregolls Road, Truro, TR1 2NA

Notified 06/04/2016

Charges4 outstanding

A registered charge
satisfied

SKIPTON BUILDING SOCIETY

LEGAL CHARGE

Created 25/05/2007Registered 11/08/2026Satisfied 11/08/2026
A registered charge
satisfied

HSBC BANK PLC

LEGAL MORTGAGE

Created 26/07/2004Registered 11/08/2026Satisfied 11/08/2026
A registered charge
satisfied

HSBC BANK PLC

DEBENTURE

Created 26/07/2004Registered 11/08/2026Satisfied 11/08/2026
A registered charge
satisfied

HSBC BANK PLC

LEGAL MORTGAGE

Created 09/05/2003Registered 11/08/2026Satisfied 11/08/2026
charge
outstanding

SKIPTON BUILDING SOCIETY

Created 25/05/2007Registered 08/06/2007
charge
outstanding

HSBC BANK PLC

Created 26/07/2004Registered 28/07/2004
charge
outstanding

HSBC BANK PLC

Created 26/07/2004Registered 28/07/2004
charge
outstanding

HSBC BANK PLC

Created 09/05/2003Registered 22/05/2003

CompanyRankvs 4160+ SIC 68209 peers
76

Financial strength95th percentile among SIC peers · 24/25
Employees77th percentile among SIC peers · 12/15
LiquidityCurrent ratio 15.07× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees12/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2025

Net Worth

£1.6M

Balance sheet strength

Cash

£37k

Cash in the bank

Net Current Assets

£483k

Working capital

Current Assets

£518k

Current Liabilities

£34k

Fixed Assets

£1.2M

Debtors

£481k

2avg. employees

Director Loans(2023)

Company owes directors£1
Directors owe company£66k

Balance Sheet

Assets less current liabilities£1.7M
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
202515.07-£36k
202414.39-£235k

Derived from filed accounts. Not audited figures.