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Spencer Monaco Limited

04726472

active
Private Limited Company
Companies House
Health Score
88 / 100

Healthy

30/30
Filing
20/30
Financial
38/40
Risk
  • 1 outstanding charge (-2)

Details

UNIT 1B, CLEOBURY MORTIMER, DY14 8SY
Incorporated 08/04/2003

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

43320
Joinery installation

Officers

Mr Spencer Simon Cooper

director · Since 08/04/2003

DIRECTOR

BRITISH · UNITED KINGDOM · Age 60

Also on 1 other board

Susan Anne Teresa Nicklin

secretary · Since 01/09/2005

BRITISH · Age 60

Mr Matthew Paul Nicklin

director · Since 01/01/2020

DIRECTOR

BRITISH · ENGLAND · Age 32

Also on 1 other board

Persons with Significant Control

Spencer Monaco Holdings Limited

75–100% shares
75–100% votes
Appoint directors

Unit 1b, Unit 1b Old Town, Cleobury Mortimer, DY14 8SY

Reg: 08568616 · Companies House · Limited

Notified 06/04/2016

Former PSCs

Mr Spencer Simon Cooper

Ceased 06/04/2016

Charges1 outstanding

charge
outstanding

HSBC BANK PLC

Created 07/10/2003Registered 11/10/2003

CompanyRankvs 7596+ SIC 43320 peers
41

Financial strength32th percentile among SIC peers · 8/25
Employees6th percentile among SIC peers · 1/15
LiquidityCurrent ratio 1.15× · 12/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength8/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees1/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/04/2025

Net Worth

£245

Balance sheet strength

Cash

£1k

Cash in the bank

Net Current Assets

£17k

Working capital

Current Assets

£127k

Current Liabilities

£110k

Fixed Assets

£0

Debtors

£125k

0avg. employees-4

Tax at Year End(2019)

Corp tax£511
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20251.15
20241.15
20231.27+£20k
20220.97+£16k
20210.48-£11k
20200.51+£14k
20190.34-£18k
20180.31

Derived from filed accounts. Not audited figures.