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Franstep Limited

04766918

active
Private Limited Company
Companies House
Health Score
70 / 100

Some Concerns

30/30
Filing
10/30
Financial
30/40
Risk
  • Current liabilities exceed current assets (-10)
  • 27 outstanding charges (-10)

Details

OFFICE SUITE 3 MOORFIELD HOUSE, SWINTON, M27 0EL
Incorporated 16/05/2003

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

68100
Buying and selling of own real estate

Officers

Frances Rebecca Beale

secretary · Since 29/05/2003

COMPANY SECRETARY

BRITISH · Age 68

Also on 1 other board

Mr Stephen Elliott Beale Ba Hons

director · Since 29/05/2003

COMPANY DIRECTOR

BRITISH · UNITED KINGDOM · Age 74

Persons with Significant Control

Mr Stephen Elliott Beale

25–50% votes

British · United Kingdom · Age 74

Office Suite 3, Moorfield House, Swinton, M27 0EL

Notified 06/04/2016

Mrs Frances Rebecca Beale

25–50% votes

British · United Kingdom · Age 68

Office Suite 3, Moorfield House, Swinton, M27 0EL

Notified 06/04/2017

Charges27 outstanding

Charge
outstanding

VIDA BANK LIMITED, TRADING AS VIDA HOMELOANS

Created 28/10/2025Registered 29/10/2025
Charge
outstanding

VIDA BANK LIMITED, TRADING AS VIDA HOMELOANS

Created 28/10/2025Registered 29/10/2025
charge
outstanding

CLYDESDALE BANK PLC

Created 25/04/2008Registered 26/04/2008
charge
outstanding

CLYDESDALE BANK PLC

Created 25/04/2008Registered 26/04/2008
charge
outstanding

CLYDESDALE BANK PLC

Created 25/04/2008Registered 26/04/2008
charge
outstanding

CAPITAL HOME LOANS LIMITED

Created 12/07/2007Registered 19/07/2007
charge
outstanding

CAPITAL HOME LOANS LIMITED

Created 12/07/2007Registered 19/07/2007
charge
outstanding

THE GOVERNOR AND COMPANY OF THE BANK OF IRELAND

Created 22/11/2006Registered 06/12/2006
charge
outstanding

THE GOVERNOR AND COMPANY OF THE BANK OF IRELAND

Created 22/11/2006Registered 28/11/2006
charge
outstanding

AIB GROUP (UK) P.L.C.

Created 02/11/2006Registered 16/11/2006
charge
outstanding

AIB GROUP (UK) P.L.C.

Created 02/11/2006Registered 16/11/2006
charge
outstanding

AIB GROUP (UK) P.L.C.

Created 02/11/2006Registered 16/11/2006
charge
outstanding

CAPITAL HOME LOANS LIMITED

Created 31/10/2006Registered 01/11/2006
charge
outstanding

THE GOVERNOR AND COMPANY OF THE BANK OF IRELAND

Created 10/08/2006Registered 17/08/2006
charge
outstanding

THE GOVERNOR AND COMPANY OF THE BANK OF IRELAND

Created 10/08/2006Registered 17/08/2006
charge
outstanding

THE GOVERNOR AND COMPANY OF THE BANK OF IRELAND

Created 10/08/2006Registered 17/08/2006
charge
outstanding

AIB GROUP (UK) P.L.C.

Created 03/05/2006Registered 04/05/2006
charge
outstanding

AIB GROUP (UK) PLC

Created 08/07/2005Registered 19/07/2005
charge
outstanding

AIB GROUP (UK) PLC

Created 08/07/2005Registered 19/07/2005
charge
outstanding

AIB GROUP (UK) PLC

Created 08/07/2005Registered 19/07/2005
charge
outstanding

AIB GROUP (UK) PLC

Created 08/07/2005Registered 19/07/2005
charge
outstanding

AIB GROUP (UK) PLC

Created 08/07/2005Registered 13/07/2005
charge
outstanding

THE ROYAL BANK OF SCOTLAND PLC

Created 04/07/2003Registered 24/07/2003
charge
outstanding

THE ROYAL BANK OF SCOTLAND PLC

Created 04/07/2003Registered 24/07/2003
charge
outstanding

THE ROYAL BANK OF SCOTLAND PLC

Created 04/07/2003Registered 24/07/2003
charge
outstanding

THE ROYAL BANK OF SCOTLAND PLC

Created 04/07/2003Registered 24/07/2003
charge
outstanding

THE ROYAL BANK OF SCOTLAND PLC

Created 04/07/2003Registered 24/07/2003

CompanyRankvs 5580+ SIC 68100 peers
68

Financial strength99th percentile among SIC peers · 25/25
Employees19th percentile among SIC peers · 3/15
LiquidityCurrent ratio 5.89× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees3/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/05/2025

Net Worth

£3.7M

Balance sheet strength

Cash

£38k

Cash in the bank

Net Current Assets

£2.4M

Working capital

Current Assets

£2.9M

Current Liabilities

£489k

Debtors

£2.7M

0avg. employees

Balance Sheet

Assets less current liabilities£3.9M
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20255.89+£0
20255.89-£416k
20245.84-£698k
20238.71-£59k
20228.07+£4.2M
20213.50+£642k
20208.40-£761
20197.08-£4k
201810.52

Derived from filed accounts. Not audited figures.