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Decent Homes Limited

04808862

active
Private Limited Company
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
20/30
Financial
30/40
Risk
  • 19 outstanding charges (-10)

Details

45 CYCLAMEN ROAD, SWANLEY, BR8 8HH
Incorporated 24/06/2003

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

68100
Buying and selling of own real estate
68209
Other letting and operating of own or leased real estate

Officers

Mr Olasupo Olayinka Lana

director · Since 24/06/2003

ADMINISTRATOR

BRITISH · ENGLAND · Age 61

Also on 7 other boards

Eniola Omolara Lana

secretary · Since 01/09/2011

Persons with Significant Control

Mr Olasupo Olayinka Lana

75–100% shares

British · England · Age 61

45, Cyclamen Road, Swanley, BR8 8HH

Notified 06/04/2016

Charges19 outstanding

Charge
outstanding

FLEET MORTGAGES LIMITED

Created 05/02/2026Registered 05/02/2026
Charge
outstanding

THE MORTGAGE LENDER LIMITED

Created 30/07/2024Registered 30/07/2024
Charge
outstanding

ONE SAVINGS BANK PLC

Created 24/11/2023Registered 27/11/2023
Charge
outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED

Created 10/08/2023Registered 10/08/2023
Charge
outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED

Created 18/07/2023Registered 18/07/2023
Charge
outstanding

FLEET MORTGAGES LIMITED

Created 26/05/2023Registered 26/05/2023
Charge
outstanding

FLEET MORTGAGES LIMITED

Created 26/05/2023Registered 26/05/2023
Charge
outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED

Created 21/10/2022Registered 01/11/2022
Charge
outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED

Created 21/10/2022Registered 01/11/2022
Charge
outstanding

ALDERMORE BANK PLC

Created 24/08/2022Registered 25/08/2022
Charge
outstanding

PARAGON BANK PLC

Created 16/04/2021Registered 30/04/2021
Charge
outstanding

PARAGON BANK PLC

Created 25/10/2019Registered 30/10/2019
Charge
outstanding

ONESAVINGS BANK PLC

Created 23/10/2018Registered 23/10/2018
Charge
outstanding

LANDBAY PARTNERS LIMITED

Created 29/03/2018Registered 29/03/2018
Charge
outstanding

ONE SAVINGS BANK PLC

Created 13/09/2016Registered 14/09/2016
Charge
satisfied

PARATUS AMC LIMTED

Created 29/06/2016Registered 29/06/2016Satisfied 29/01/2020
Charge
outstanding

ONE SAVINGS BANK PLC

Created 31/03/2016Registered 07/04/2016
Charge
outstanding

AXIS BANK UK LIMITED

Created 29/10/2015Registered 03/11/2015
Charge
outstanding

ONESAVINGS BANK PLC

Created 06/07/2015Registered 08/07/2015
Charge
satisfied

RANN INVESTMENTS LIMITED · FINANCE AND CREDIT CORPORATION LIMITED

Created 10/04/2015Registered 14/04/2015Satisfied 28/07/2015
Charge
outstanding

ONESAVINGS BANK PLC

Created 20/03/2015Registered 24/03/2015
charge
satisfied

CAPITAL HOME LOANS LIMITED

Created 14/05/2004Registered 15/05/2004Satisfied 05/08/2016

CompanyRankvs 9272+ SIC 68100 peers
64

Financial strength80th percentile among SIC peers · 20/25
Employees81th percentile among SIC peers · 12/15
LiquidityCurrent ratio 1.25× · 12/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength20/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees12/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/06/2025

Net Worth

£53k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

£55k

Working capital

Current Assets

£275k

Current Liabilities

£220k

Fixed Assets

£2.4M

2avg. employees

Balance Sheet

Assets less current liabilities£2.4M
Prepared with BTCSoftware AP Solution 2025 12.2.02

EstimatesDerived

YearCurrent RatioImplied Profit
20251.25+£0
20251.25-£7k
20241.19-£16k
20231.57-£18k
20220.55+£13k
20210.13

Derived from filed accounts. Not audited figures.