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Cowling & Payne Limited

04809650

active
Private Limited Company
england wales
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

SWIFT HOUSE, CHELMSFORD, CM1 1GU
Incorporated 24/06/2003

Compliance

Last accounts

30/06/2025

total exemption full

Next accounts due

31/03/2027

On track

Confirmation statement

Last: 08/07/2025

Due 22/07/2026

On track

Industry

68310
Real estate agencies

Officers

Mr Russell Jon Payne

secretary · Since 29/06/2003

LETTING AGENT

BRITISH · ENGLAND · Age 57

Also on 3 other boards

Colette Marie Payne

director · Since 29/06/2003

INTERIOR DECORATOR

BRITISH · ENGLAND · Age 57

Mr Russell Jon Payne

director · Since 29/06/2003

LETTING AGENT

BRITISH · ENGLAND · Age 57

Also on 3 other boards

Mark Newhouse

director · Since 10/07/2007

LETTING AGENT

BRITISH · ENGLAND · Age 52

Persons with Significant Control

Colette Marie Payne

25–50% shares
25–50% votes

British · England · Age 57

Swift House, Ground Floor, 18 Hoffmanns Way, Chelmsford, CM1 1GU

Notified 06/04/2016

Mr Russell Jon Payne

25–50% shares
25–50% votes

British · England · Age 57

Swift House, Ground Floor, 18 Hoffmanns Way, Chelmsford, CM1 1GU

Notified 06/04/2016

CompanyRankvs 5868+ SIC 68310 peers
66

Financial strength86th percentile among SIC peers · 22/25
Employees16th percentile among SIC peers · 2/15
LiquidityCurrent ratio 1.01× · 12/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength22/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees2/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/06/2025

Net Worth

£102k

Balance sheet strength

Cash

£393k

Cash in the bank

Net Current Assets

£3k

Working capital

Current Assets

£404k

Current Liabilities

£401k

Fixed Assets

£155k

Debtors

£12k

0avg. employees

Balance Sheet

Intangible assets£62k
Assets less current liabilities£158k
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20251.01+£0
20251.01+£2k
20241.03-£29k
20231.05

Derived from filed accounts. Not audited figures.