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4 Jays Limited

04810646

active
Private Limited Company
Companies House
Health Score
72 / 100

Some Concerns

30/30
Filing
10/30
Financial
32/40
Risk
  • Current liabilities exceed current assets (-10)
  • 4 outstanding charges (-8)

Details

6 KELSTON PLACE, WHITCHURCH, CF14 2AP
Incorporated 25/06/2003

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

68209
Other letting and operating of own or leased real estate

Officers

Mrs Nicola Madley

director · Since 14/07/2003

CHARTERED ACCOUNTANT

WELSH · WALES · Age 59

Also on 1 other board

Mr Jeremy Stuart Madley

secretary · Since 24/01/2007

WELSH · WALES · Age 64

Also on 2 other boards

Mr Adrian Hereward Dunham

director · Since 06/02/2008

BUILDER

ENGLISH · ENGLAND · Age 65

Mr Stephen Loten

director · Since 01/10/2009

INSURANCE

ENGLISH · ENGLAND · Age 61

Persons with Significant Control

Mr Adrian Hereward Dunham

25–50% shares

English · England · Age 65

6, Kelston Place, Whitchurch, CF14 2AP

Notified 06/04/2016

Mr Jeremy Stuart Madley

25–50% shares

Welsh · Wales · Age 64

6, Kelston Place, Whitchurch, CF14 2AP

Notified 06/04/2016

Mrs Joanne Carol Aves Loten

25–50% shares

English · England · Age 56

6, Kelston Place, Whitchurch, CF14 2AP

Notified 01/10/2025

Former PSCs

Mr Stephen Loten

Ceased 01/10/2025

Charges4 outstanding

Charge
satisfied

PARAGON BANK PLC

Created 04/12/2022Registered 07/12/2022Satisfied 15/11/2023
Charge
outstanding

PARAGON BANK PLC

Created 04/08/2022Registered 04/08/2022
charge
outstanding

LLOYDS TSB BANK PLC

Created 21/10/2008Registered 05/11/2008
charge
outstanding

CAPITAL HOME LOANS LIMITED

Created 03/07/2007Registered 23/07/2007
charge
outstanding

CLYDESDALE BANK PUBLIC LIMITED COMPANY

Created 17/05/2006Registered 02/06/2006
charge
satisfied

LLOYDS TSB BANK PLC

Created 14/03/2005Registered 05/05/2005Satisfied 22/03/2024

CompanyRankvs 35797+ SIC 68209 peers
58

Financial strength89th percentile among SIC peers · 22/25
Employees93th percentile among SIC peers · 14/15
LiquidityCurrent ratio 0× · 2/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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357974 Jays Limited
68
How is this score calculated?
Financial strength22/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/06/2025

Net Worth

£496k

Balance sheet strength

Cash

£330

Cash in the bank

Net Current Assets

-£73k

Working capital

Current Assets

£330

Current Liabilities

£74k

Fixed Assets

£1.7M

3avg. employees

Tax at Year End

Corp tax£9k

Director Loans

Company owes directors£145k

Balance Sheet

Assets less current liabilities£1.7M
Signed by Mrs Nicola Madley 10/02/2026Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20250.00-£9k
20240.00-£3k
20230.00-£14k
20222.80+£21k
20210.99+£198k
20203.54+£27k
20191.86+£185
20182.51—

Derived from filed accounts. Not audited figures.