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T Business Ltd

04823190

active
ltd
england wales
Companies House
Health Score
61 / 100

Some Concerns

25/30
Filing
0/30
Financial
36/40
Risk
  • No accounts filed in last 18 months (-5)
  • Negative net worth (-10)
  • Current liabilities exceed current assets (-10)
  • 2 outstanding charges (-4)

Details

2 Pavilion Court, 600 Pavilion Drive, Northampton, NN4 7SL
Incorporated 07/07/2003

Compliance

Last accounts

31/10/2024

micro entity

Next accounts due

31/07/2026

On track

Confirmation statement

Last: 17/01/2026

Due 31/01/2027

On track

Industry

68100
Buying and selling of own real estate
68209
Other letting and operating of own or leased real estate

Officers

Sara Louise Coggin

director · Since 12/04/2016

British · England · Age 55

Daimon St Clair Oliver

director · Since 09/03/2018

English · England · Age 54

Former

Swift Incorporations Limited

corporate nominee secretary · Resigned 07/07/2003

Linda Reynolds

director · Resigned 01/08/2003

William Oliver

secretary · Resigned 01/08/2003

Karen Denise Oliver

secretary · Resigned 01/01/2006

Karen Louise Matthews

secretary · Resigned 01/08/2007

William Oliver

director · Resigned 26/04/2016

Karen Denise Oliver

secretary · Resigned 09/03/2018

Karen Denise Oliver

director · Resigned 09/03/2018

Persons with Significant Control

Miss Taome Louise Oliver

25–50% shares

British · England · Age 30

2, Pavilion Court, Northampton, NN4 7SL

Notified 06/04/2016

Mr Luke St Clair Oliver

25–50% shares

British · England · Age 32

2, Pavilion Court, Northampton, NN4 7SL

Notified 06/04/2016

Charges2 outstanding

Charge
outstanding

FAMILY BUILDING SOCIETY A TRADING NAME OF NATIONAL COUNTIES BUILDING SOCIETY

Created 28/06/2024Registered 28/06/2024
charge
outstanding

ABBEY NATIONAL PLC

Created 24/07/2008Registered 26/07/2008

Change History

statusactive
2026-06-06

Active

typeltd
2026-06-06

Private Limited Company

address line12 Pavilion Court
2026-06-06

2 PAVILION COURT

post townNorthampton
2026-06-06

NORTHAMPTON

officer appointedCOGGIN, Sara Louise
2026-06-06
officer appointedOLIVER, Daimon St Clair
2026-06-06

CompanyRankvs 45735+ SIC 68100 peers
44

Financial strength2th percentile among SIC peers · 1/25
Employees19th percentile among SIC peers · 3/15
LiquidityCurrent ratio 8.37× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength1/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees3/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/10/2024

Net Worth

-£191k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

£254k

Working capital

Current Assets

£289k

Current Liabilities

£34k

Fixed Assets

£548k

0avg. employees

Balance Sheet

Assets less current liabilities£802k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20248.37-£8k
20235.23-£116k
20227.47-£62k
202111.20-£11k
202012.16+£0
201917.79+£0
201813.27

Derived from filed accounts. Not audited figures.