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Hay & Smart Limited

04885393

active
Private Limited Company
england wales
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

85 ST KINGSMARK AVENUE, MONMOUTHSHIRE, NP16 5SN
Incorporated 02/09/2003

Compliance

Last accounts

31/12/2025

micro entity

Next accounts due

30/09/2027

On track

Confirmation statement

Last: 07/12/2025

Due 21/12/2026

On track

Industry

50200
Sea and coastal freight water transport

Officers

Martin Daniel Coombs

director · Since 01/09/2012

British

Paul Hadyn Davies Coombs

director · Since 04/09/2003

British

Former

Margaret Ruth Coombs

secretary · Resigned 30/07/2016

Hcs Secretarial Limited

corporate nominee secretary · Resigned 04/09/2003

Hanover Directors Limited

corporate nominee director · Resigned 04/09/2003

CompanyRankvs 6030+ SIC 50200 peers
72

Financial strength62th percentile among SIC peers · 16/25
Employees67th percentile among SIC peers · 10/15
LiquidityCurrent ratio 1.65× · 16/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength16/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees10/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity16/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2025

Net Worth

£12k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

£12k

Working capital

Current Assets

£29k

Current Liabilities

£18k

Fixed Assets

£4k

2avg. employees

Balance Sheet

Assets less current liabilities£15k

EstimatesDerived

YearCurrent RatioImplied Profit
20251.65+£0
20251.65+£8k
20241.37

Derived from filed accounts. Not audited figures.