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Pennco Limited

04910357

active
ltd
england wales
Companies House
Health Score
66 / 100

Some Concerns

30/30
Filing
0/30
Financial
36/40
Risk
  • Negative net worth (-10)
  • Current liabilities exceed current assets (-10)
  • Going concern doubt noted in accounts (-10)
  • 2 outstanding charges (-4)

Details

The Crown Hotel, Wetheral, Carlisle, CA4 8ES
Incorporated 24/09/2003

Compliance

Last accounts

31/01/2025

small

Next accounts due

31/10/2026

On track

Confirmation statement

Last: 21/07/2025

Due 04/08/2026

On track

Industry

55100
Hotels and similar accommodation
56101
Licensed restaurants

Officers

Christopher William Mclaughlin

director · Since 31/01/2025

New Zealander · United Kingdom · Age 44

Jean Johannes Nel

director · Since 31/01/2025

South African · South Africa · Age 54

Carol Aspillaga

director · Since 23/05/2025

Chilean · United Kingdom · Age 57

Javier Labbe

director · Since 18/05/2026

Chilean · United Kingdom · Age 36

Former

Hanover Directors Limited

corporate nominee director · Resigned 24/09/2003

Hcs Secretarial Limited

corporate nominee secretary · Resigned 24/09/2003

Hayley Ann Fell

director · Resigned 28/02/2017

Lewis James Harrison

director · Resigned 28/02/2017

Joy Yvonne Harrison

secretary · Resigned 06/03/2017

Colin Harrison

director · Resigned 06/03/2017

Joy Harrison

director · Resigned 06/03/2017

Andre Malan

director · Resigned 31/01/2025

Jacobus Adriaan Nel

director · Resigned 31/01/2025

Jan Johannes Bester

director · Resigned 31/01/2025

Persons with Significant Control

Mr Jean Johannes Nel

Significant control

South African · South Africa · Age 54

The Crown Hotel, Wetheral, Carlisle, CA4 8ES

Notified 31/01/2025

Former PSCs

Mr Colin Harrison

Ceased 07/03/2017

Mrs Joy Yvonne Harrison

Ceased 07/03/2017

The Borrowdale Gates Limited

Ceased 01/04/2022

Fairtree Hotels Midco Limited

Ceased 31/01/2025

Charges2 outstanding

Charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 31/01/2025Registered 03/02/2025
Charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 31/01/2025Registered 03/02/2025
Charge
satisfied

NATIONAL WESTMINSTER BANK PLC AS SECURITY AGENT

Created 01/04/2022Registered 07/04/2022Satisfied 31/01/2025
Charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 01/04/2022Registered 07/04/2022Satisfied 31/01/2025
Charge
satisfied

NATIONAL WESTMINSTER BANK PLC AS SECURITY AGENT

Created 02/09/2020Registered 07/09/2020Satisfied 31/01/2025
Charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 06/03/2017Registered 10/03/2017Satisfied 31/01/2025
charge
satisfied

HSBC BANK PLC

Created 14/12/2004Registered 15/12/2004Satisfied 26/07/2006
charge
satisfied

HSBC BANK PLC

Created 12/01/2004Registered 13/01/2004Satisfied 26/07/2006

Change History

statusactive
2026-06-10

Active

typeltd
2026-06-10

Private Limited Company

address line1The Crown Hotel
2026-06-10

THE CROWN HOTEL

post townCarlisle
2026-06-10

CARLISLE

officer appointedASPILLAGA, Carol
2026-06-10
officer appointedLABBE, Javier
2026-06-10
officer appointedMCLAUGHLIN, Christopher William
2026-06-10
officer appointedNEL, Jean Johannes
2026-06-10

CompanyRankvs 5652+ SIC 55100 peers
27

Financial strength6th percentile among SIC peers · 2/25
Employees88th percentile among SIC peers · 13/15
LiquidityCurrent ratio 0.05× · 2/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10Outstanding charges -10
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How is this score calculated?
Financial strength2/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees13/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

Bank in relation to the agreement between Fairtree Hotels Midco Limited and NatWest Bank for which the outstanding balance as at 31 March 2024 was £16,664,259. The group's ability to continue as a going concern is dependent upon both the ongoing support of its bankers and its shareholders. However, in the event that this is not forthcoming then a material uncertainty would exist with regards to

Key FinancialsYear ending 31/01/2025

Net Worth

-£321k

Balance sheet strength

Cash

£172k

Cash in the bank

Net Current Assets

-£3.8M

Working capital

Current Assets

£212k

Current Liabilities

£4.0M

Fixed Assets

£3.6M

Debtors

£23k

26avg. employees

Balance Sheet

Assets less current liabilities-£187k
Prepared with Digita Accounts Production Advanced

EstimatesDerived

YearCurrent Ratio
20250.05

Derived from filed accounts. Not audited figures.