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Joseph Howard Ltd

04922137

active
Private Limited Company
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
20/30
Financial
30/40
Risk
  • 5 outstanding charges (-10)

Details

22 GRANGE ROAD, SHANKLIN, PO37 6NN
Incorporated 06/10/2003

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

68100
Buying and selling of own real estate
68209
Other letting and operating of own or leased real estate
96090
Other personal service activities

Officers

Mr Ian Anthony Schaff

director · Since 06/10/2003

DEVELOPER

BRITISH · ENGLAND · Age 64

Also on 8 other boards

Miss Nina Marie Schaff

secretary · Since 03/12/2019

Persons with Significant Control

Mr Ian Anthony Schaff

Significant control

British · United Kingdom · Age 64

22 Grange Road, Shanklin, PO37 6NN

Notified 06/04/2016

Charges5 outstanding

Charge
outstanding

ALDERMORE BANK PLC

Created 16/03/2020Registered 18/03/2020
Charge
outstanding

TOGETHER COMMERCIAL FINANCE LIMITED TRADING AS TOGETHER

Created 28/08/2019Registered 30/08/2019
Charge
outstanding

ALDERMORE BANK PLC

Created 31/01/2019Registered 08/02/2019
Charge
outstanding

TOGETHER COMMERCIAL FINANCE LIMITED

Created 25/06/2018Registered 04/07/2018
Charge
outstanding

TOGETHER COMMERCIAL FINANCE LIMITED

Created 25/06/2018Registered 27/06/2018

CompanyRankvs 42755+ SIC 68100 peers
45

Financial strength81th percentile among SIC peers · 20/25
Employees19th percentile among SIC peers · 3/15
LiquidityCurrent ratio 0.13× · 2/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength20/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees3/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£62k

Balance sheet strength

Cash

£3k

Cash in the bank

Net Current Assets

-£19k

Working capital

Current Assets

£3k

Current Liabilities

£22k

Fixed Assets

£1.7M

Debtors

£206

Profit After Tax

£2k

0avg. employees

Tax at Year End(2023)

Dividends paid£7k

Balance Sheet

Assets less current liabilities£1.7M
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20250.13+£2k
2024-0.05-£71k
20231.95+£149k
202216.50-£12k
20212.53-£257
20201.19-£5k

Derived from filed accounts. Not audited figures.