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Celtic Homes And Builders Limited

04938379

active
Private Limited Company
Companies House
Health Score
60 / 100

Some Concerns

30/30
Filing
0/30
Financial
30/40
Risk
  • Negative net worth (-10)
  • Current liabilities exceed current assets (-10)
  • 7 outstanding charges (-10)

Details

JERICHO, NARBERTH, SA67 8AS
Incorporated 21/10/2003

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

41100
Development of building projects

Officers

Mr Neil Frazer Jolly

director · Since 18/03/2024

BUILDER

BRITISH · UNITED KINGDOM · Age 65

Also on 2 other boards

Persons with Significant Control

Mr Neil Jolly

75–100% shares

British · Wales · Age 65

Jericho, Martletwy, Narberth, SA67 8AS

Notified 18/03/2024

Former PSCs

Mr Neil Frazer Jolly

Ceased 02/02/2023

Mr Jonathan Jolly

Ceased 18/03/2024

Charges7 outstanding

Charge
outstanding

TOGETHER COMMERCIAL FINANCE LIMITED

Created 04/07/2024Registered 23/07/2024
Charge
outstanding

TOGETHER COMMERCIAL FINANCE LIMITED

Created 04/07/2024Registered 22/07/2024
Charge
outstanding

TOGETHER COMMERCIAL FINANCE LIMITED

Created 04/07/2024Registered 05/07/2024
Charge
outstanding

TOGETHER COMMERCIAL FINANCE LIMITED

Created 04/07/2024Registered 05/07/2024
Charge
outstanding

TOGETHER COMMERCIAL FINANCE LIMITED

Created 04/07/2024Registered 05/07/2024
Charge
outstanding

LLOYDS TSB BANK PLC

Created 25/10/2013Registered 14/11/2013
Charge
outstanding

LLOYDS TSB BANK PLC

Created 13/09/2013Registered 19/09/2013

CompanyRankvs 52079+ SIC 41100 peers
34

Financial strength3th percentile among SIC peers · 1/25
Employees45th percentile among SIC peers · 7/15
LiquidityCurrent ratio 0.58× · 6/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength1/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees7/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

-£319k

Balance sheet strength

Cash

£24k

Cash in the bank

Net Current Assets

-£353k

Working capital

Current Assets

£494k

Current Liabilities

£847k

Fixed Assets

£34k

1avg. employees
Prepared with VT Final Accounts

EstimatesDerived

YearCurrent RatioImplied Profit
20250.58+£139k
20240.47-£46k
20230.49

Derived from filed accounts. Not audited figures.