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J Cowan Construction Services Limited

04942024

active
Private Limited Company
Companies House
Health Score
88 / 100

Healthy

30/30
Filing
20/30
Financial
38/40
Risk
  • 1 outstanding charge (-2)

Details

4 FORD WAY ARMITAGE, STAFFORDSHIRE, WS15 4BX
Incorporated 23/10/2003

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

43999
Specialised construction activities

Officers

Mr Jason Steven Cowan

director · Since 23/10/2003

DIRECTOR

BRITISH · UNITED KINGDOM · Age 56

Persons with Significant Control

Mr Jason Steven Cowan

75–100% shares
75–100% votes

British · United Kingdom · Age 56

4, Ford Way, Rugeley, WS15 4BX

Notified 23/10/2016

Former PSCs

Mrs Rebecca Jane Cowan

Ceased 20/02/2026

Mrs Sandra Julia Cowan

Ceased 20/02/2026

Charges1 outstanding

charge
outstanding

LLOYDS TSB BANK PLC

Created 14/06/2004Registered 24/06/2004

CompanyRankvs 26180+ SIC 43999 peers
38

Financial strength46th percentile among SIC peers · 12/25
Employees26th percentile among SIC peers · 4/15
LiquidityCurrent ratio 0.25× · 2/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength12/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees4/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£3k

Balance sheet strength

Cash

£4k

Cash in the bank

Net Current Assets

-£14k

Working capital

Current Assets

£5k

Current Liabilities

£18k

Fixed Assets

£21k

Debtors

£1k

1avg. employees

Balance Sheet

Bank loans & overdrafts£3k
Assets less current liabilities£7k
Prepared with VT Final Accounts

EstimatesDerived

YearCurrent RatioImplied Profit
20250.25+£0
20250.25
20240.43
20230.47
20220.93
20211.02

Derived from filed accounts. Not audited figures.