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J Howard & Son Limited

04960680

active
Private Limited Company
england wales
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Current liabilities exceed current assets (-10)

Details

1 POND LANE, STANSTED, CM24 8JG
Incorporated 12/11/2003

Compliance

Last accounts

31/12/2025

unaudited abridged

Next accounts due

30/09/2027

On track

Confirmation statement

Last: 07/10/2025

Due 21/10/2026

On track

Industry

43390
Other building completion and finishing

Officers

Mrs Amanda Howard

secretary · Since 12/11/2003

HOUSEWIFE

BRITISH · Age 58

Mr Andrew John Howard

director · Since 12/11/2003

MAINTENANCE CONTRACTORS

BRITISH · ENGLAND · Age 63

Persons with Significant Control

Mr Andrew John Howard

25–50% shares

British · England · Age 63

1 Pond Lane, Bentfield Road, Stansted, CM24 8JG

Notified 01/07/2016

Mrs Amanda Howard

25–50% shares

British · England · Age 58

1 Pond Lane, Bentfield Road, Stansted, CM24 8JG

Notified 01/07/2016

CompanyRankvs 619+ SIC 43390 peers
87

Financial strength91th percentile among SIC peers · 23/25
Employees91th percentile among SIC peers · 14/15
LiquidityCurrent ratio 2.3× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength23/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2025

Net Worth

£150k

Balance sheet strength

Cash

£84k

Cash in the bank

Net Current Assets

£120k

Working capital

Current Assets

£212k

Current Liabilities

£92k

Fixed Assets

£40k

Debtors

£125k

5avg. employees+2

Balance Sheet

Assets less current liabilities£159k
Signed by Mr Andrew Howard 06/05/2026Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20252.30-£32k
20242.96-£42k
20232.59—

Derived from filed accounts. Not audited figures.