Charles Terence Estates Limited

04977151

active

Private Limited Company

england wales

Companies House

Health Score

70 / 100

Some Concerns

30/30

Filing

0/30

Financial

40/40

Risk

Negative net worth (-10)
Current liabilities exceed current assets (-10)

Details

EBENEZER HOUSE, BOURNEMOUTH, BH2 5QJ

Incorporated 26/11/2003

Compliance

Last accounts

31/05/2025

total exemption full

Next accounts due

28/02/2027

On track

Confirmation statement

Last: 14/11/2025

Due 28/11/2026

On track

Industry

68209

Other letting and operating of own or leased real estate

Officers

Mr. Denis Terence Dixon

director · Since 26/11/2003

LANDLORDS/ CO DIRECTORS

BRITISH · ENGLAND · Age 63

Also on 2 other boards

Stephen Charles Fowley

director · Since 26/11/2003

COMPANY DIRECTOR

IRISH · PORTUGAL · Age 58

Mrs Fiona Dixon

director · Since 01/12/2021

DIRECTOR

BRITISH · PORTUGAL · Age 56

Also on 8 other boards

Mrs Elizabeth Jane Fowley

director · Since 01/12/2021

DIRECTOR

BRITISH · PORTUGAL · Age 56

Persons with Significant Control

Mr Stephen Charles Fowley

25–50% shares

25–50% votes

Irish · Portugal · Age 58

Ebenezer House, Bournemouth, BH2 5QJ

Notified 06/04/2016

Mr Denis Terence Dixon

25–50% shares

25–50% votes

British · England · Age 63

Ebenezer House, Bournemouth, BH2 5QJ

Notified 06/04/2016

Charges0 outstanding

Charge

satisfied

LLOYDS BANK PLC

Created 30/06/2020Registered 02/07/2020Satisfied 07/06/2022

Charge

satisfied

LLOYDS BANK PLC

Created 30/06/2020Registered 02/07/2020Satisfied 11/06/2021

Charge

satisfied

CIVITAS SPV27 LIMITED

Created 18/04/2018Registered 02/05/2018Satisfied 17/04/2020

Charge

satisfied

CIVITAS SPV27 LIMITED

Created 25/04/2018Registered 02/05/2018Satisfied 17/04/2020

Charge

satisfied

CIVITAS SPV27 LIMITED

Created 18/04/2018Registered 02/05/2018Satisfied 17/04/2020

Charge

satisfied

LLOYDS BANK PLC

Created 10/10/2016Registered 14/10/2016Satisfied 05/12/2019

charge

satisfied

NATIONAL WESTMINSTER BANK PLC

Created 06/11/2009Registered 11/11/2009Satisfied 25/02/2014

charge

satisfied

NATIONAL WESTMINSTER BANK PLC

Created 18/11/2008Registered 26/11/2008Satisfied 09/11/2016

charge

satisfied

NATIONAL WESTMINSTER BANK PLC

Created 24/06/2008Registered 27/06/2008Satisfied 25/02/2014

charge

satisfied

NATIONAL WESTMINSTER BANK PLC

Created 25/06/2008Registered 27/06/2008Satisfied 09/11/2016

charge

satisfied

NATIONAL WESTMINSTER BANK PLC

Created 20/06/2008Registered 21/06/2008Satisfied 25/02/2014

charge

satisfied

PENWITH DISTRICT COUNCIL

Created 19/02/2007Registered 14/03/2008Satisfied 09/11/2016

charge

satisfied

PENWITH DISTRICT COUNCIL

Created 19/02/2007Registered 14/03/2008Satisfied 09/11/2016

charge

satisfied

PENWITH DISTRICT COUNCIL

Created 16/02/2007Registered 14/03/2008Satisfied 09/11/2016

charge

satisfied

PENWITH DISTRICT COUNCIL

Created 01/03/2007Registered 14/03/2008Satisfied 09/11/2016

charge

satisfied

PENWITH DISTRICT COUNCIL

Created 05/03/2007Registered 14/03/2008Satisfied 09/11/2016

charge

satisfied

NATIONAL WESTMINSTER BANK PLC

Created 07/02/2008Registered 15/02/2008Satisfied 25/02/2014

charge

satisfied

NATIONAL WESTMINSTER BANK PLC

Created 12/02/2008Registered 14/02/2008Satisfied 25/02/2014

charge

satisfied

NATIONAL WESTMINSTER BANK PLC

Created 12/02/2008Registered 14/02/2008Satisfied 25/02/2014

charge

satisfied

NATIONAL WESTMINSTER BANK PLC

Created 08/02/2008Registered 12/02/2008Satisfied 25/02/2014

charge

satisfied

NATIONAL WESTMINSTER BANK PLC

Created 08/02/2008Registered 12/02/2008Satisfied 25/02/2014

charge

satisfied

NATIONAL WESTMINSTER BANK PLC

Created 30/01/2008Registered 02/02/2008Satisfied 25/02/2014

charge

satisfied

RONALD VALENTINE HENDERSON

Created 18/01/2008Registered 23/01/2008Satisfied 09/11/2016

charge

satisfied

NATIONAL WESTMINSTER BANK PLC

Created 15/01/2008Registered 17/01/2008Satisfied 25/02/2014

charge

satisfied

NATIONAL WESTMINSTER BANK PLC

Created 19/12/2007Registered 21/12/2007Satisfied 25/02/2014

charge

satisfied

NATIONAL WESTMINSTER BANK PLC

Created 21/11/2007Registered 23/11/2007Satisfied 25/02/2014

charge

satisfied

NATIONAL WESTMINSTER BANK PLC

Created 24/10/2007Registered 30/10/2007Satisfied 25/02/2014

charge

satisfied

NATIONAL WESTMINSTER BANK PLC

Created 10/10/2007Registered 18/10/2007Satisfied 25/02/2014

charge

satisfied

NATIONAL WESTMINSTER BANK PLC

Created 24/09/2007Registered 25/09/2007Satisfied 09/11/2016

charge

satisfied

NATIONAL WESTMINSTER BANK PLC

Created 07/08/2007Registered 11/08/2007Satisfied 25/02/2014

charge

satisfied

NATIONAL WESTMINSTER BANK PLC

Created 27/07/2007Registered 06/08/2007Satisfied 25/02/2014

charge

satisfied

NATIONAL WESTMINSTER BANK PLC

Created 17/07/2007Registered 27/07/2007Satisfied 25/02/2014

charge

satisfied

RONALD VALENTINE HENDERSON

Created 18/07/2007Registered 20/07/2007Satisfied 09/11/2016

charge

satisfied

NATIONAL WESTMINSTER BANK PLC

Created 29/06/2007Registered 05/07/2007Satisfied 25/02/2014

charge

satisfied

NATIONAL WESTMINSTER BANK PLC

Created 29/06/2007Registered 05/07/2007Satisfied 25/02/2014

charge

satisfied

NATIONAL WESTMINSTER BANK PLC

Created 21/06/2007Registered 28/06/2007Satisfied 25/02/2014

charge

satisfied

NATIONAL WESTMINSTER BANK PLC

Created 29/05/2007Registered 05/06/2007Satisfied 09/11/2016

charge

satisfied

NATIONAL WESTMINSTER BANK PLC

Created 16/05/2007Registered 05/06/2007Satisfied 09/11/2016

charge

satisfied

NATIONAL WESTMINSTER BANK PLC

Created 25/05/2007Registered 30/05/2007Satisfied 09/11/2016

charge

satisfied

NATIONAL WESTMINSTER BANK PLC

Created 25/05/2007Registered 30/05/2007Satisfied 09/11/2016

charge

satisfied

NATIONAL WESTMINSTER BANK PLC

Created 16/05/2007Registered 19/05/2007Satisfied 25/02/2014

charge

satisfied

NATIONAL WESTMINSTER BANK PLC

Created 16/05/2007Registered 19/05/2007Satisfied 25/02/2014

charge

satisfied

NATIONAL WESTMINSTER BANK PLC

Created 16/05/2007Registered 19/05/2007Satisfied 09/11/2016

charge

satisfied

NATIONAL WESTMINSTER BANK PLC

Created 16/05/2007Registered 19/05/2007Satisfied 25/02/2014

charge

satisfied

NATIONAL WESTMINSTER BANK PLC

Created 16/05/2007Registered 19/05/2007Satisfied 25/02/2014

charge

satisfied

NATIONAL WESTMINSTER BANK PLC

Created 16/05/2007Registered 19/05/2007Satisfied 25/02/2014

charge

satisfied

NATIONAL WESTMINSTER BANK PLC

Created 05/03/2007Registered 06/03/2007Satisfied 25/02/2014

charge

satisfied

NATIONAL WESTMINSTER BANK PLC

Created 01/03/2007Registered 02/03/2007Satisfied 25/02/2014

charge

satisfied

RONALD VALENTINE HENDERSON

Created 26/02/2007Registered 27/02/2007Satisfied 09/11/2016

charge

satisfied

NATIONAL WESTMINSTER BANK PLC

Created 16/02/2007Registered 27/02/2007Satisfied 25/02/2014

charge

satisfied

NATIONAL WESTMINSTER BANK PLC

Created 19/02/2007Registered 27/02/2007Satisfied 25/02/2014

charge

satisfied

NATIONAL WESTMINSTER BANK PLC

Created 19/02/2007Registered 27/02/2007Satisfied 25/02/2014

charge

satisfied

RONALD VALENTINE HENDERSON

Created 08/12/2006Registered 13/12/2006Satisfied 09/11/2016

charge

satisfied

BARCLAYS BANK PLC

Created 03/11/2006Registered 14/11/2006Satisfied 20/06/2007

charge

satisfied

BARCLAYS BANK PLC

Created 03/11/2006Registered 10/11/2006Satisfied 09/11/2016

charge

satisfied

BARCLAYS BANK PLC

Created 03/11/2006Registered 10/11/2006Satisfied 09/11/2016

charge

satisfied

BARCLAYS BANK PLC

Created 03/11/2006Registered 10/11/2006Satisfied 09/11/2016

charge

satisfied

BARCLAYS BANK PLC

Created 03/11/2006Registered 10/11/2006Satisfied 09/11/2016

charge

satisfied

BARCLAYS BANK PLC

Created 03/11/2006Registered 10/11/2006Satisfied 05/12/2019

charge

satisfied

BARCLAYS BANK PLC

Created 03/11/2006Registered 08/11/2006Satisfied 09/11/2016

charge

satisfied

RONALD VALENTINE HENDERSON

Created 25/08/2006Registered 30/08/2006Satisfied 09/11/2016

charge

satisfied

KERRIER DISTRICT COUNCIL

Created 05/06/2006Registered 22/06/2006Satisfied 19/02/2010

charge

satisfied

CLYDESDALE BANK PLC

Created 27/04/2006Registered 29/04/2006Satisfied 12/02/2020

charge

satisfied

KERRIER DISTRICT COUNCIL

Created 10/06/2005Registered 15/06/2005Satisfied 19/02/2010

charge

satisfied

RONALD VALENTINE HENDERSON

Created 22/04/2005Registered 27/04/2005Satisfied 09/11/2016

charge

satisfied

RONALD VALENTINE HENDERSON

Created 28/05/2004Registered 04/06/2004Satisfied 22/03/2007

charge

satisfied

MORTGAGE EXPRESS

Created 11/02/2004Registered 12/02/2004Satisfied 20/02/2020

CompanyRankvs 211690+ SIC 68209 peers
39

Financial strength0th percentile among SIC peers · 0/25

Employees18th percentile among SIC peers · 3/15

LiquidityCurrent ratio 0.63× · 6/20

Longevity15 years trading (max 15) · 15/15

Filing complianceAll filings up to date · 15/15

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211690Charles Terence Estates Limited

How is this score calculated?

Financial strength0/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees3/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/05/2025

Net Worth

-£2.3M

Balance sheet strength

Cash

£12k

Cash in the bank

Net Current Assets

-£2.9M

Working capital

Current Assets

£4.9M

Current Liabilities

£7.8M

Fixed Assets

£555k

Debtors

£3.9M

0avg. employees

Tax at Year End(2022)

Corp tax£490k

Balance Sheet

Assets less current liabilities-£2.3M

Prepared with BTCSoftware AP Solution 2025 12.2.02

EstimatesDerived

Year	Current Ratio	Implied Profit
2025	0.63	+£0
2025	0.63	+£21k
2024	0.63	-£1.1M
2023	0.80	-£1.1M
2022	0.93	-£380k
2021	0.89	-£11k
2020	0.66	+£451k
2019	0.68	-£491k
2018	0.94	—

Derived from filed accounts. Not audited figures.

Charles Terence Estates Limited

Details

Compliance

Industry

Officers

Persons with Significant Control

Charges0 outstanding

CompanyRankvs 211690+ SIC 68209 peers39

Key FinancialsYear ending 31/05/2025

EstimatesDerived

CompanyRankvs 211690+ SIC 68209 peers
39