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White & Fensome (Builders) Limited

05001183

active
Private Limited Company
england wales
Companies House
Health Score
73 / 100

Some Concerns

25/30
Filing
10/30
Financial
38/40
Risk
  • No accounts filed in last 18 months (-5)
  • Current liabilities exceed current assets (-10)
  • 1 outstanding charge (-2)

Details

73 BARTON ROAD, DUNSTABLE, LU5 6LG
Incorporated 22/12/2003

Compliance

Last accounts

31/12/2024

total exemption full

Next accounts due

30/09/2026

On track

Confirmation statement

Last: 19/06/2025

Due 03/07/2026

On track

Industry

43390
Other building completion and finishing

Officers

Carl Philip White

director · Since 09/01/2004

BUILDER

BRITISH · UNITED KINGDOM · Age 63

Persons with Significant Control

Mr Carl White

50–75% shares
50–75% votes

British · England · Age 63

73, Barton Road, Dunstable, LU5 6LG

Notified 06/04/2016

Former PSCs

Mr Steve Fensome

Ceased 01/05/2022

Charges1 outstanding

charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 04/10/2005Registered 07/10/2005

CompanyRankvs 4989+ SIC 43390 peers
63

Financial strength68th percentile among SIC peers · 17/25
Employees96th percentile among SIC peers · 14/15
LiquidityCurrent ratio 1.08× · 12/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength17/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2024

Net Worth

£14k

Balance sheet strength

Cash

£18k

Cash in the bank

Net Current Assets

£7k

Working capital

Current Assets

£101k

Current Liabilities

£94k

Fixed Assets

£18k

Debtors

£59k

9avg. employees

Tax at Year End

Corp tax£14k

Balance Sheet

Bank loans & overdrafts£7k
Assets less current liabilities£25k
Prepared with VT Final Accounts

EstimatesDerived

YearCurrent RatioImplied Profit
20241.08-£53k
20231.16+£50k
20211.46-£23k
20201.56-£4k
20191.18-£13k
20181.32

Derived from filed accounts. Not audited figures.