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Top Pad Ltd.

05032831

active
Private Limited Company
Companies House
Health Score
76 / 100

Some Concerns

30/30
Filing
10/30
Financial
36/40
Risk
  • Current liabilities exceed current assets (-10)
  • 2 outstanding charges (-4)

Details

76 MAYS HILL ROAD, BROMLEY, BR2 0HT
Incorporated 03/02/2004

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

68100
Buying and selling of own real estate

Officers

Ceserian Karnan

secretary · Since 03/02/2004

BRITISH

Mrs Kuldeep Karnan

director · Since 03/02/2004

BEAUTY THERAPIST

BRITISH · ENGLAND · Age 53

Also on 1 other board

Persons with Significant Control

Mrs Veena Basra

50–75% shares

British · England · Age 76

76, Mays Hill Road, Bromley, BR2 0HT

Notified 19/08/2016

Mrs Kuldeep Karnan

Significant control

British · England · Age 53

76, Mays Hill Road, Bromley, BR2 0HT

Notified 19/08/2016

Mrs Kuldeep Karnan

25–50% shares

British · England · Age 53

76, Mays Hill Road, Bromley, BR2 0HT

Notified 18/08/2017

Mrs Veena Barsa

25–50% shares

British · England · Age 76

76, Mays Hill Road, Bromley, BR2 0HT

Notified 18/08/2017

Charges2 outstanding

Charge
outstanding

ONESAVING BANK PLC TRADING AS KENT RELIANCE

Created 24/01/2024Registered 24/01/2024
Charge
outstanding

ONESAVINGS BANK PLC T/A KENT RELIANCE

Created 12/12/2017Registered 12/12/2017

CompanyRankvs 28309+ SIC 68100 peers
51

Financial strength80th percentile among SIC peers · 20/25
Employees60th percentile among SIC peers · 9/15
LiquidityCurrent ratio 0.1× · 2/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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28309Top Pad Ltd.
61
How is this score calculated?
Financial strength20/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees9/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£59k

Balance sheet strength

Cash

—

Cash in the bank

Net Current Assets

-£187k

Working capital

Current Assets

£20k

Current Liabilities

£208k

Fixed Assets

£552k

1avg. employees

Balance Sheet

Assets less current liabilities£365k
Signed by Mrs Kuldeep Karnan 24/12/2025Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20250.10-£20k
20240.46-£24k
20230.10+£24k
20220.06+£31k
20210.06—

Derived from filed accounts. Not audited figures.