Sema Lease Uk Limited

05036315

active

Private Limited Company

Companies House

Health Score

70 / 100

Some Concerns

30/30

Filing

10/30

Financial

30/40

Risk

Going concern doubt noted in accounts (-10)
47 outstanding charges (-10)

Details

2 FISON WAY, NORFOLK, IP24 1HT

Incorporated 05/02/2004

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

77110

Renting and leasing of cars and light motor vehicles

Officers

Mr Graham John Balaam

secretary · Since 05/02/2004

COMPANY ACCOUNTANT

BRITISH · ENGLAND · Age 64

Also on 31 other boards

Mr Richard Carey Ames

director · Since 05/02/2004

COMPANY DIRECTOR

BRITISH · UNITED KINGDOM · Age 71

Also on 11 other boards

Mr Graham John Balaam

director · Since 05/02/2004

COMPANY ACCOUNTANT

BRITISH · ENGLAND · Age 64

Also on 31 other boards

Tanja Ames

director · Since 04/11/2024

NONE

IRISH · IRELAND · Age 46

Also on 2 other boards

Persons with Significant Control

Mr Richard Carey Ames

75–100% shares

75–100% votes

British · England · Age 71

2 Fison Way, Norfolk, IP24 1HT

Notified 06/04/2016

Charges47 outstanding

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outstanding

MC (CHARLOTTE STREET) LTD

Created 20/03/2026Registered 31/03/2026

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CLOSE BROTHERS LIMITED

Created 04/02/2026Registered 18/02/2026

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CLOSE BROTHERS LIMITED

Created 09/02/2026Registered 18/02/2026

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CLOSE BROTHERS LIMITED

Created 10/02/2026Registered 18/02/2026

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CLOSE BROTHERS LIMITED

Created 02/01/2026Registered 13/01/2026

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CLOSE BROTHERS LIMITED

Created 09/01/2026Registered 13/01/2026

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CLOSE BROTHERS LIMITED

Created 02/01/2026Registered 13/01/2026

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CLOSE BROTHERS LIMITED

Created 09/01/2026Registered 13/01/2026

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outstanding

WHITE OAK UK NO.5 LIMITED

Created 09/12/2025Registered 13/12/2025

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outstanding

PROPEL FINANCE NO 1 LIMITED

Created 27/11/2025Registered 28/11/2025

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outstanding

ALDERMORE BANK PLC

Created 25/11/2025Registered 25/11/2025

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outstanding

ALDERMORE BANK PLC

Created 25/11/2025Registered 25/11/2025

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outstanding

ALDERMORE BANK PLC

Created 25/11/2025Registered 25/11/2025

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outstanding

CLOSE BROTHERS LIMITED

Created 12/11/2025Registered 17/11/2025

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outstanding

CLOSE BROTHERS LIMITED

Created 29/10/2025Registered 04/11/2025

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outstanding

PROPEL FINANCE NO 1 LIMITED

Created 21/10/2025Registered 03/11/2025

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outstanding

PROPEL FINANCE NO 1 LIMITED

Created 21/10/2025Registered 03/11/2025

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outstanding

CLOSE BROTHERS LIMITED

Created 16/10/2025Registered 21/10/2025

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outstanding

CLOSE BROTHERS LIMITED

Created 21/10/2025Registered 21/10/2025

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outstanding

CLOSE BROTHERS LIMITED

Created 29/09/2025Registered 08/10/2025

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outstanding

PROPEL FINANCE NO 1 LIMITED

Created 26/09/2025Registered 06/10/2025

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outstanding

CLOSE BROTHERS LIMITED

Created 04/09/2025Registered 15/09/2025

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outstanding

CLOSE BROTHERS LIMITED

Created 10/09/2025Registered 15/09/2025

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outstanding

CLOSE BROTHERS LIMITED

Created 12/09/2025Registered 15/09/2025

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outstanding

RENAISSANCE ASSET FINANCE LIMITED

Created 08/09/2025Registered 11/09/2025

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outstanding

CLOSE BROTHERS LIMITED

Created 15/08/2025Registered 18/08/2025

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outstanding

CLOSE BROTHERS LIMITED

Created 06/08/2025Registered 18/08/2025

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outstanding

ALDERMORE BANK PLC

Created 29/07/2025Registered 01/08/2025

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outstanding

PROPEL FINANCE NO 1 LIMITED

Created 30/07/2025Registered 30/07/2025

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outstanding

ALDERMORE BANK PLC

Created 28/07/2025Registered 28/07/2025

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outstanding

CLOSE BROTHERS LIMITED

Created 21/07/2025Registered 22/07/2025

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outstanding

ALDERMORE BANK PLC

Created 03/07/2025Registered 03/07/2025

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outstanding

ALDERMORE BANK PLC

Created 17/06/2025Registered 01/07/2025

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outstanding

CLOSE BROTHERS LIMITED

Created 07/01/2025Registered 22/01/2025

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outstanding

CLOSE BROTHERS LIMITED

Created 08/01/2025Registered 21/01/2025

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outstanding

CLOSE BROTHERS LIMITED

Created 03/12/2024Registered 04/12/2024

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outstanding

CLOSE BROTHERS LIMITED

Created 27/11/2024Registered 04/12/2024

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outstanding

ALDERMORE BANK PLC

Created 03/10/2024Registered 03/10/2024

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outstanding

PROPEL FINANCE NO 1 LIMITED

Created 27/09/2024Registered 02/10/2024

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outstanding

PROPEL FINANCE NO 1 LIMITED

Created 30/09/2024Registered 02/10/2024

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outstanding

CLOSE BROTHERS LIMITED

Created 05/09/2024Registered 12/09/2024

Charge

satisfied

ALDERMORE BANK PLC

Created 04/12/2023Registered 18/12/2023Satisfied 22/12/2025

Charge

satisfied

CLOSE BROTHERS LIMITED

Created 17/11/2023Registered 20/11/2023Satisfied 22/12/2025

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satisfied

ALDERMORE BANK PLC

Created 08/08/2023Registered 09/08/2023Satisfied 22/12/2025

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satisfied

CLOSE BROTHERS LIMITED

Created 03/08/2023Registered 08/08/2023Satisfied 23/12/2025

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satisfied

CLOSE BROTHERS LIMITED

Created 24/07/2023Registered 01/08/2023Satisfied 22/12/2025

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satisfied

CLOSE BROTHERS LIMITED

Created 24/07/2023Registered 01/08/2023Satisfied 22/12/2025

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satisfied

CLOSE BROTHERS LIMITED

Created 24/07/2023Registered 01/08/2023Satisfied 22/12/2025

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satisfied

CLOSE BROTHERS LIMITED

Created 23/06/2023Registered 28/06/2023Satisfied 22/12/2025

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satisfied

CLOSE BROTHERS LIMITED

Created 12/06/2023Registered 28/06/2023Satisfied 22/12/2025

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satisfied

CLOSE BROTHERS LIMITED

Created 07/06/2023Registered 12/06/2023Satisfied 22/12/2025

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satisfied

CLOSE BROTHERS LIMITED

Created 02/06/2023Registered 08/06/2023Satisfied 22/12/2025

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satisfied

CLOSE BROTHERS LIMITED

Created 04/05/2023Registered 05/05/2023Satisfied 22/12/2025

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satisfied

CLOSE BROTHERS LIMITED

Created 18/04/2023Registered 19/04/2023Satisfied 22/12/2025

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satisfied

CLOSE BROTHERS LIMITED

Created 22/03/2023Registered 29/03/2023Satisfied 22/12/2025

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satisfied

ALDERMORE BANK PLC

Created 20/02/2023Registered 24/02/2023Satisfied 22/12/2025

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satisfied

CLOSE BROTHERS LIMITED

Created 28/11/2022Registered 01/12/2022Satisfied 22/12/2025

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satisfied

CLOSE BROTHERS LIMITED

Created 28/11/2022Registered 01/12/2022Satisfied 22/12/2025

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satisfied

CLOSE BROTHERS LIMITED

Created 25/08/2022Registered 25/08/2022Satisfied 22/12/2025

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satisfied

CLOSE BROTHERS LIMITED

Created 11/08/2022Registered 18/08/2022Satisfied 22/12/2025

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satisfied

CLOSE BROTHERS LIMITED

Created 11/08/2022Registered 18/08/2022Satisfied 22/12/2025

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satisfied

CLOSE BROTHERS LIMITED

Created 11/08/2022Registered 18/08/2022Satisfied 22/12/2025

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satisfied

CLOSE BROTHERS LIMITED

Created 11/08/2022Registered 18/08/2022Satisfied 22/12/2025

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satisfied

CLOSE BROTHERS LIMITED

Created 11/08/2022Registered 18/08/2022Satisfied 22/12/2025

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satisfied

CLOSE BROTHERS LIMITED

Created 11/08/2022Registered 18/08/2022Satisfied 22/12/2025

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satisfied

CLOSE BROTHERS LIMITED

Created 26/07/2022Registered 12/08/2022Satisfied 22/12/2025

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satisfied

WALBROOK ASSET FINANCE LIMITED

Created 13/07/2022Registered 14/07/2022Satisfied 17/10/2023

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satisfied

WALBROOK ASSET FINANCE LIMITED

Created 13/07/2022Registered 14/07/2022Satisfied 17/10/2023

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satisfied

WALBROOK ASSET FINANCE LIMITED

Created 13/07/2022Registered 14/07/2022Satisfied 17/10/2023

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satisfied

ALDERMORE BANK PLC

Created 09/06/2022Registered 16/06/2022Satisfied 22/12/2025

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satisfied

WALBROOK ASSET FINANCE LIMITED

Created 31/05/2022Registered 15/06/2022Satisfied 17/10/2023

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satisfied

ALDERMORE BANK PLC

Created 20/05/2022Registered 31/05/2022Satisfied 22/12/2025

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satisfied

ALDERMORE BANK PLC

Created 20/05/2022Registered 26/05/2022Satisfied 22/12/2025

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satisfied

CLOSE BROTHERS LIMITED

Created 23/02/2022Registered 10/03/2022Satisfied 22/12/2025

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satisfied

ALDERMORE BANK PLC

Created 13/01/2022Registered 20/01/2022Satisfied 22/12/2025

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satisfied

CLOSE BROTHERS LIMITED

Created 13/12/2021Registered 15/12/2021Satisfied 22/12/2025

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satisfied

ALDERMORE BANK PLC

Created 06/12/2021Registered 06/12/2021Satisfied 22/12/2025

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satisfied

CLOSE BROTHERS LIMITED

Created 21/10/2021Registered 03/11/2021Satisfied 22/12/2025

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satisfied

CLOSE BROTHERS LIMITED

Created 21/10/2021Registered 03/11/2021Satisfied 22/12/2025

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satisfied

CLOSE BROTHERS LIMITED

Created 23/08/2021Registered 26/08/2021Satisfied 22/12/2025

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satisfied

CLOSE BROTHERS LIMITED

Created 23/08/2021Registered 26/08/2021Satisfied 22/12/2025

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satisfied

CLOSE BROTHERS LIMITED

Created 10/08/2021Registered 19/08/2021Satisfied 22/12/2025

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satisfied

CLOSE BROTHERS LIMITED

Created 10/08/2021Registered 19/08/2021Satisfied 22/12/2025

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satisfied

RENAISSANCE ASSET FINANCE LIMITED

Created 04/08/2021Registered 18/08/2021Satisfied 17/10/2023

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satisfied

CLOSE BROTHERS LIMITED

Created 29/07/2021Registered 29/07/2021Satisfied 22/12/2025

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satisfied

WALBROOK ASSET FINANCE LIMITED

Created 30/06/2021Registered 02/07/2021Satisfied 17/10/2023

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satisfied

CLOSE BROTHERS LIMITED

Created 07/06/2021Registered 10/06/2021Satisfied 22/12/2025

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satisfied

CLOSE BROTHERS LIMITED

Created 05/05/2021Registered 07/05/2021Satisfied 22/12/2025

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satisfied

CLOSE BROTHERS LIMITED

Created 05/05/2021Registered 07/05/2021Satisfied 22/12/2025

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satisfied

WALBROOK ASSET FINANCE LIMITED

Created 21/04/2021Registered 28/04/2021Satisfied 17/10/2023

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satisfied

WALBROOK ASSET FINANCE LIMITED

Created 29/03/2021Registered 09/04/2021Satisfied 17/10/2023

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outstanding

LGB & CO. LIMITED

Created 10/03/2021Registered 11/03/2021

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satisfied

PCF BANK LIMITED

Created 05/11/2020Registered 24/11/2020Satisfied 17/10/2023

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satisfied

ALDERMORE BANK PLC

Created 05/10/2020Registered 21/10/2020Satisfied 22/12/2025

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satisfied

CLOSE BROTHERS LIMITED

Created 16/10/2020Registered 19/10/2020Satisfied 22/12/2025

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satisfied

CLOSE BROTHERS LIMITED

Created 15/10/2020Registered 19/10/2020Satisfied 22/12/2025

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satisfied

CLOSE BROTHERS LIMITED

Created 16/10/2020Registered 19/10/2020Satisfied 22/12/2025

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satisfied

ALDERMORE BANK PLC

Created 25/09/2020Registered 12/10/2020Satisfied 22/12/2025

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satisfied

ALDERMORE BANK PLC

Created 25/09/2020Registered 12/10/2020Satisfied 22/12/2025

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satisfied

ALDERMORE BANK PLC

Created 25/09/2020Registered 08/10/2020Satisfied 22/12/2025

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satisfied

ALDERMORE BANK PLC

Created 25/09/2020Registered 07/10/2020Satisfied 22/12/2025

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satisfied

ALDERMORE BANK PLC

Created 25/09/2020Registered 07/10/2020Satisfied 22/12/2025

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satisfied

ALDERMORE BANK PLC

Created 25/09/2020Registered 07/10/2020Satisfied 22/12/2025

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satisfied

CLOSE BROTHERS LIMITED

Created 23/09/2020Registered 28/09/2020Satisfied 22/12/2025

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satisfied

CLOSE BROTHERS LIMITED

Created 19/08/2020Registered 02/09/2020Satisfied 22/12/2025

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satisfied

CLOSE BROTHERS LIMITED

Created 27/07/2020Registered 07/08/2020Satisfied 22/12/2025

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satisfied

CLOSE BROTHERS LIMITED

Created 15/07/2020Registered 27/07/2020Satisfied 22/12/2025

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satisfied

CLOSE BROTHERS LIMITED

Created 06/07/2020Registered 23/07/2020Satisfied 22/12/2025

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outstanding

NATIONAL WESTMINSTER BANK PLC

Created 26/05/2020Registered 28/05/2020

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satisfied

CLOSE BROTHERS LIMITED

Created 04/11/2019Registered 04/11/2019Satisfied 22/12/2025

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satisfied

CLOSE BROTHERS LIMITED

Created 16/10/2019Registered 18/10/2019Satisfied 22/12/2025

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satisfied

BANK OF LONDON AND THE MIDDLE EAST PLC

Created 25/07/2019Registered 12/08/2019Satisfied 17/10/2023

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satisfied

BANK OF LONDON AND THE MIDDLE EAST PLC

Created 27/05/2019Registered 13/06/2019Satisfied 17/10/2023

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satisfied

ALDERMORE BANK PLC

Created 30/05/2019Registered 06/06/2019Satisfied 22/12/2025

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satisfied

ALDERMORE BANK PLC

Created 04/04/2019Registered 12/04/2019Satisfied 22/12/2025

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satisfied

SANTANDER ASSET FINANCE PLC

Created 31/07/2018Registered 03/08/2018Satisfied 08/09/2021

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satisfied

BANK OF LONDON AND THE MIDDLE EAST PLC

Created 29/05/2018Registered 13/06/2018Satisfied 17/10/2023

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satisfied

BANK OF LONDON AND THE MIDDLE EAST PLC

Created 21/05/2018Registered 07/06/2018Satisfied 17/10/2023

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satisfied

BANK OF LONDON AND THE MIDDLE EAST PLC

Created 21/05/2018Registered 06/06/2018Satisfied 17/10/2023

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satisfied

ALDERMORE BANK PLC

Created 30/04/2018Registered 14/05/2018Satisfied 22/12/2025

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satisfied

BANK OF LONDON AND THE MIDDLE EAST PLC

Created 09/03/2017Registered 20/03/2017Satisfied 17/10/2023

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satisfied

PARAGON BANK BUSINESS FINANCE PLC

Created 27/02/2017Registered 03/03/2017Satisfied 27/07/2018

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satisfied

PARAGON BANK BUSINESS FINANCE PLC

Created 12/12/2016Registered 19/12/2016Satisfied 27/07/2018

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satisfied

BANK OF LONDON AND THE MIDDLE EAST PLC

Created 25/03/2016Registered 12/04/2016Satisfied 17/10/2023

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satisfied

BANK OF LONDON AND THE MIDDLE EAST PLC

Created 18/12/2015Registered 22/12/2015Satisfied 17/10/2023

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satisfied

BANK OF LONDON AND THE MIDDLE EAST PLC

Created 23/11/2015Registered 26/11/2015Satisfied 17/10/2023

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satisfied

PSA FINANCE UK LTD

Created 14/07/2015Registered 22/07/2015Satisfied 17/10/2023

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satisfied

BANK OF LONDON AND THE MIDDLE EAST PLC

Created 05/05/2015Registered 08/05/2015Satisfied 17/10/2023

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satisfied

ALDERMORE BANK PLC

Created 09/01/2015Registered 14/01/2015Satisfied 22/12/2025

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satisfied

ALDERMORE BANK PLC

Created 21/07/2014Registered 07/08/2014Satisfied 22/12/2025

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outstanding

LESMOIR-GORDON, BOYLE & CO. LIMITED

Created 10/03/2014Registered 15/03/2014

Charge

satisfied

CLOSE BROTHERS LIMITED

Created 27/01/2014Registered 30/01/2014Satisfied 11/09/2021

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satisfied

CLOSE BROTHERS LIMITED

Created 27/01/2014Registered 30/01/2014Satisfied 11/09/2021

Charge

outstanding

UNITED DOMINIONS TRUST LIMITED

Created 10/07/2013Registered 18/07/2013

Charge

outstanding

SHAWBROOK BANK LIMITED

Created 10/07/2013Registered 13/07/2013

charge

outstanding

LOMBARD NORTH CENTRAL PLC

Created 23/01/2013Registered 24/01/2013

charge

satisfied

SINGERS CORPORATE ASSET FINANCE LIMITED

Created 15/10/2012Registered 18/10/2012Satisfied 08/09/2021

charge

satisfied

CLOSE ASSET FINANCE LIMITED T/A RELIANCE FINANCIAL CONTRACTS

Created 27/07/2011Registered 11/08/2011Satisfied 05/07/2018

charge

satisfied

MAN FINANCIAL SERVICES PLC

Created 14/12/2005Registered 16/12/2005Satisfied 09/07/2009

charge

satisfied

CAPITAL BANK PLC

Created 06/12/2005Registered 15/12/2005Satisfied 27/06/2013

charge

satisfied

CAPITAL BANK PLC

Created 13/10/2005Registered 18/10/2005Satisfied 27/06/2013

CompanyRankvs 587+ SIC 77110 peers
56

Financial strength100th percentile among SIC peers · 25/25

Employees99th percentile among SIC peers · 15/15

LiquidityCurrent ratio 0.62× · 6/20

Longevity15 years trading (max 15) · 15/15

Filing complianceAll filings up to date · 15/15

Going concern doubt -10Outstanding charges -10

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587Sema Lease Uk Limited

How is this score calculated?

Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the group's and the parent company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue. Our responsibilities and the responsibilities of the directors with respect to going co

Key FinancialsYear ending 31/03/2025

Net Worth

£7.5M

Balance sheet strength

Cash

£1.9M

Cash in the bank

Net Current Assets

-£5.2M

Working capital

Current Assets

£8.6M

Current Liabilities

£13.7M

Fixed Assets

£14.8M

Debtors

£6.6M

Profit After Tax

-£823k

34avg. employees-1

Tax at Year End

Corp tax£142k

People Costs(2021)

Wages & salaries£1.0M

NI contributions£98k

Balance Sheet

Bank loans & overdrafts£125k

Assets less current liabilities£9.6M

Prepared with IRIS Accounts Production

EstimatesDerived

Year	Current Ratio	Implied Profit
2025	0.62	-£1.1M
2024	0.71	+£347k
2023	0.79	+£257k
2022	0.62	+£910k
2021	0.79	-£984k
2020	0.35	—

Derived from filed accounts. Not audited figures.

Sema Lease Uk Limited

Details

Compliance

Industry

Officers

Persons with Significant Control

Charges47 outstanding

CompanyRankvs 587+ SIC 77110 peers56

Key FinancialsYear ending 31/03/2025

EstimatesDerived

CompanyRankvs 587+ SIC 77110 peers
56