Act Credit Management Limited
05073492
Some Concerns
- Current liabilities exceed current assets (-10)
- 2 outstanding charges (-4)
Details
Compliance
Last accounts
31/03/2025
unaudited abridged
Next accounts due
31/12/2026
Confirmation statement
Last: 15/02/2026
Due 01/03/2027
Industry
Officers
director · Since 14/04/2026
BRITISH · SCOTLAND · Age 57
Also on 4 other boards
Persons with Significant Control
Bpo Collections Limited
Marina Quay, Dock Road, Ardrossan, KA22 8FA
Reg: Sc295285 · Scottish Companies Registry · Limited Company
Notified 07/01/2026
Former PSCs
Mr Joye Shah
Ceased 25/01/2024
Mrs Sally Hodgins-Lewis
Ceased 07/01/2026
Mrs Lisa Hodgins - Lewis
Ceased 07/01/2026
Charges2 outstanding
OAKNORTH BANK PLC AS SECURITY TRUSTEE FOR THE SECURED PARTIES
MACILVIN MOORE REVERED LIMITED LIABILITY PARTNESHIP
MACILVIN MOORE REVERES LLP
CompanyRankvs 105+ SIC 82911 peers79
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How is this score calculated?
Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.
Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.
Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.
One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.
Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.
Risk deductions
Outstanding charges: -10 pts
Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.
Key FinancialsYear ending 31/03/2025
Net Worth
£827k
Balance sheet strength
Cash
£941k
Cash in the bank
Net Current Assets
£800k
Working capital
Current Assets
£1.6M
Current Liabilities
£759k
Fixed Assets
£38k
Debtors
£618k
Tax at Year End(2019)
Balance Sheet
EstimatesDerived
| Year | Current Ratio | Implied Profit | Est. Revenue |
|---|---|---|---|
| 2025 | 2.05 | -£291k | — |
| 2024 | 3.06 | -£354k | — |
| 2023 | 4.69 | +£292k | — |
| 2022 | 4.20 | +£234k | — |
| 2021 | 5.38 | +£217k | — |
| 2020 | 4.19 | +£154k | — |
| 2019 | 4.22 | — | £816k |
Derived from filed accounts. Not audited figures.