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Bancumm Surfacing Limited

05073542

active
Private Limited Company
england wales
Companies House
Health Score
74 / 100

Some Concerns

30/30
Filing
10/30
Financial
34/40
Risk
  • 3 outstanding charges (-6)

Details

THE COACH HOUSE THE COACH HOUSE, SWINDON, SN4 9NF
Incorporated 15/03/2004

Compliance

Last accounts

31/03/2025

total exemption full

Next accounts due

31/12/2026

On track

Confirmation statement

Last: 15/03/2026

Due 29/03/2027

On track

Industry

42110
Construction of roads and motorways
43999
Specialised construction activities

Officers

Michael Anthony Cummins

secretary · Since 15/03/2004

MANAGER

BRITISH · UNITED KINGDOM · Age 52

Also on 1 other board

Mr Michael Anthony Cummins

director · Since 15/03/2004

MANAGER

BRITISH · UNITED KINGDOM · Age 52

Mr Jake Robert Turner

director · Since 17/03/2022

DIRECTOR

BRITISH · ENGLAND · Age 33

Persons with Significant Control

Mr Michael Anthony Cummins

75–100% shares
75–100% votes

British · United Kingdom · Age 52

The Coach House, The Coach House, Swindon, SN4 9NF

Notified 06/04/2016

Charges3 outstanding

Charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 17/08/2017Registered 19/08/2017
Charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 31/10/2016Registered 03/11/2016
charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 22/06/2005Registered 28/06/2005

CompanyRankvs 1332+ SIC 42110 peers
46

Financial strength95th percentile among SIC peers · 24/25
Employees11th percentile among SIC peers · 2/15
LiquidityNo balance sheet data · 0/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees2/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity0/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£1.9M

Balance sheet strength

Cash

£312k

Cash in the bank

Net Current Assets

£462k

Working capital

Current Assets

£2.9M

Current Liabilities

Fixed Assets

£2.5M

Debtors

£2.6M

0avg. employees-40

Tax at Year End(2023)

Corp tax£95k

Balance Sheet

Assets less current liabilities£2.9M
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
2025+£50k
20241.22-£63k
20231.38+£928k
20221.11-£523k
20211.88+£119k
20202.39-£81k
20191.97

Derived from filed accounts. Not audited figures.