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Clare James Automotive Limited

05082322

active
Private Limited Company
Companies House
Health Score
60 / 100

Some Concerns

30/30
Filing
0/30
Financial
30/40
Risk
  • Current liabilities exceed current assets (-10)
  • Going concern doubt noted in accounts (-10)
  • 6 outstanding charges (-10)

Details

THE PINNACLE, MILTON KEYNES, MK9 1FE
Incorporated 24/03/2004

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

45111
Sale of new cars and light motor vehicles
45112
Sale of used cars and light motor vehicles
45200
Maintenance and repair of motor vehicles
45320
Retail trade of motor vehicle parts and accessories

Officers

Mr John Millington

director · Since 24/03/2004

CHARTERED ACCOUNTANT

BRITISH · ENGLAND · Age 67

Also on 11 other boards

Mr Ian James Rutter

director · Since 24/03/2004

MANAGING DIRECTOR

BRITISH · UNITED KINGDOM · Age 68

Also on 5 other boards

Sarah Ann Richardson

secretary · Since 17/03/2020

Persons with Significant Control

Ms Sarah Ann Richardson

25–50% shares

British · England · Age 50

The Pinnacle, 170 Midsummer Boulevard, Milton Keynes, MK9 1FE

Notified 06/04/2016

Mr Ian James Rutter

50–75% shares

British · England · Age 68

The Pinnacle, 170 Midsummer Boulevard, Milton Keynes, MK9 1FE

Notified 06/04/2016

Charges6 outstanding

Charge
outstanding

HSBC BANK PLC

Created 06/02/2017Registered 07/02/2017
Charge
outstanding

HSBC BANK PLC

Created 06/02/2017Registered 07/02/2017
Charge
satisfied

HSBC BANK PLC

Created 12/09/2014Registered 17/09/2014Satisfied 16/05/2016
Charge
outstanding

HSBC BANK PLC

Created 12/09/2014Registered 17/09/2014
Charge
satisfied

HSBC BANK PLC

Created 12/09/2014Registered 17/09/2014Satisfied 05/02/2015
Charge
satisfied

HSBC BANK PLC

Created 12/09/2014Registered 17/09/2014Satisfied 20/07/2016
Charge
satisfied

HSBC BANK PLC

Created 12/09/2014Registered 17/09/2014Satisfied 20/07/2016
Charge
satisfied

HSBC BANK PLC

Created 12/09/2014Registered 17/09/2014Satisfied 20/07/2016
Charge
satisfied

HSBC BANK PLC

Created 12/09/2014Registered 17/09/2014Satisfied 16/05/2016
Charge
satisfied

BMW FINANCIAL SERVICES (GB) LIMITED ("BMWFS")

Created 12/09/2014Registered 16/09/2014Satisfied 14/02/2017
Charge
outstanding

HSBC BANK PLC

Created 12/09/2014Registered 16/09/2014
Charge
satisfied

BMW FINANCIAL SERVICES (GB) LIMITED ("BMWFS")

Created 12/09/2014Registered 16/09/2014Satisfied 16/05/2016
Charge
satisfied

BMW FINANCIAL SERVICES (GB) LIMITED ("BMWFS")

Created 12/09/2014Registered 16/09/2014Satisfied 20/07/2016
Charge
satisfied

BMW FINANCIAL SERVICES (GB) LIMITED ("BMWFS")

Created 12/09/2014Registered 16/09/2014Satisfied 05/02/2015
Charge
satisfied

BMW FINANCIAL SERVICES (GB) LIMITED

Created 12/09/2014Registered 16/09/2014Satisfied 16/05/2016
charge
satisfied

THE CO-OPERATIVE BANK P.L.C.

Created 21/06/2012Registered 29/06/2012Satisfied 16/09/2014
charge
satisfied

THE CO-OPERATIVE BANK P.L.C.

Created 21/06/2012Registered 29/06/2012Satisfied 16/09/2014
charge
satisfied

VOLKSWAGEN FINANCIAL SERVICES (UK) LIMITED

Created 03/02/2012Registered 04/02/2012Satisfied 20/07/2016
charge
satisfied

VOLKSWAGEN BANK GMBH

Created 03/02/2012Registered 04/02/2012Satisfied 20/07/2016
charge
satisfied

HONDA FINANCE EUROPE PLC

Created 09/02/2011Registered 11/02/2011Satisfied 05/02/2015
charge
satisfied

THE CO-OPERATIVE BANK P.L.C.

Created 31/01/2011Registered 04/02/2011Satisfied 16/09/2014
charge
satisfied

THE CO-OPERATIVE BANK PLC

Created 31/01/2011Registered 04/02/2011Satisfied 16/09/2014
charge
satisfied

THE CO-OPERATIVE BANK PLC

Created 28/01/2011Registered 04/02/2011Satisfied 16/09/2014
charge
satisfied

THE CO-OPERATIVE BANK PLC

Created 31/01/2011Registered 04/02/2011Satisfied 16/09/2014
charge
satisfied

THE CO-OPERATIVE BANK P.L.C.

Created 31/01/2011Registered 04/02/2011Satisfied 16/09/2014
charge
satisfied

THE CO-OPERATIVE BANK P.L.C.

Created 31/01/2011Registered 04/02/2011Satisfied 16/09/2014
charge
satisfied

THE CO-OPERATIVE BANK P.L.C.

Created 04/01/2011Registered 07/01/2011Satisfied 16/09/2014
charge
satisfied

THE CO-OPERATIVE BANK P.L.C.

Created 04/01/2011Registered 07/01/2011Satisfied 16/09/2014
charge
outstanding

VOLKSWAGEN BANK GMBH TRADING AS VOLKSWAGEN BANK UNITED KINGDOM BRANCH

Created 19/01/2010Registered 01/02/2010
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 23/02/2009Registered 27/02/2009Satisfied 04/02/2011
charge
satisfied

BMW FINANCIAL SERVICES (GB) LIMITED

Created 01/09/2008Registered 05/09/2008Satisfied 20/07/2016
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 25/06/1992Registered 02/09/2008Satisfied 04/02/2011
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 01/07/2008Registered 02/09/2008Satisfied 04/02/2011
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 01/07/2008Registered 02/09/2008Satisfied 04/02/2011
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 22/08/2005Registered 02/09/2008Satisfied 04/02/2011
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 28/04/2008Registered 09/05/2008Satisfied 04/02/2011
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 01/05/2007Registered 18/05/2007Satisfied 04/02/2011
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 01/05/2007Registered 09/05/2007Satisfied 04/02/2011
charge
outstanding

VOLKSWAGEN FINANCIAL SERVICES (UK) LIMITED

Created 16/07/2004Registered 20/07/2004
charge
satisfied

VOLKSWAGEN FINANCIAL SERVICES (UK) LIMITED

Created 16/07/2004Registered 20/07/2004Satisfied 06/05/2010
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 13/07/2004Registered 16/07/2004Satisfied 04/02/2011

CompanyRankvs 1285+ SIC 45111 peers
41

Financial strength90th percentile among SIC peers · 23/25
Employees15th percentile among SIC peers · 2/15
LiquidityCurrent ratio 1× · 6/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10Outstanding charges -10
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1285Clare James Automotive Limited
57
How is this score calculated?
Financial strength23/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees2/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the Group's or the parent Company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue. Our responsibilities and the responsibilities of the directors with respect to going c

Key FinancialsYear ending 31/03/2025

Net Worth

£2.2M

Balance sheet strength

Cash

£2k

Cash in the bank

Net Current Assets

-£17k

Working capital

Current Assets

£5.1M

Current Liabilities

£5.2M

Fixed Assets

£3.2M

Debtors

£2.2M

Profit After Tax

£154k

0avg. employees

Tax at Year End(2023)

Dividends paid£100k

Balance Sheet

Bank loans & overdrafts£319k
Assets less current liabilities£3.2M
Prepared with Caseware UK (AP4) 2024.0.164

EstimatesDerived

YearCurrent RatioImplied Profit
20251.00+£154k
20240.95-£92k
20230.99+£151k
20221.02+£292k
20200.87-£11k
20190.84—

Derived from filed accounts. Not audited figures.