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S4 Financial Limited

05089919

active
Private Limited Company
Companies House
Health Score
88 / 100

Healthy

30/30
Filing
20/30
Financial
38/40
Risk
  • 1 outstanding charge (-2)

Details

UNIT A, CAUSEWAY FARM CRICKET GREEN, HOOK, RG27 8PS
Incorporated 31/03/2004

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

70221
Financial management

Officers

Mr Timothy James Mckechnie

director · Since 27/04/2004

WEALTH MANAGER

BRITISH · UNITED KINGDOM · Age 54

Also on 6 other boards

Mr Steven John Vallery

director · Since 27/04/2004

WEALTH MANAGER

AMERICAN · ENGLAND · Age 53

Also on 4 other boards

Mr Ronald Sharp Elder

director · Since 02/05/2006

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 76

Also on 5 other boards

Persons with Significant Control

Mr Steven John Vallery

25–50% shares
25–50% votes

American · England · Age 53

Unit A, Causeway Farm, Cricket Green, Hook, RG27 8PS

Notified 06/04/2016

Mr Timothy James Mckechnie

25–50% shares
25–50% votes

British · United Kingdom · Age 54

Unit A, Causeway Farm, Cricket Green, Hook, RG27 8PS

Notified 06/04/2016

Charges1 outstanding

Charge
outstanding

LLOYDS BANK PLC

Created 22/06/2022Registered 22/06/2022

CompanyRankvs 45970+ SIC 70221 peers
59

Financial strength96th percentile among SIC peers · 24/25
Employees98th percentile among SIC peers · 15/15
LiquidityNo balance sheet data · 0/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity0/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/07/2025

Turnover

£1.2M

Annual revenue

Net Worth

£758k

Balance sheet strength

Cash

—

Cash in the bank

Profit Before Tax

£352k

Bottom line earnings

Net Current Assets

£808k

Working capital

Current Assets

—

Current Liabilities

£1.8M

Fixed Assets

£187k

Debtors

£2.6M

Cost of Sales

£176

Gross Profit

£1.2M

Admin Expenses

£780k

Operating Profit

£412k

Profit After Tax

£175k

9avg. employees+19
Prepared with v2026.16.1 limited_company_frs_102_section_1a_v1_1_3 companies_house

EstimatesDerived

YearCurrent RatioImplied Profit
2025—+£146k
20241.69+£131k
20231.71-£148k
20222.09-£9k
20212.32+£1k
20202.19+£441k
20191.60+£236k
20181.11—

Derived from filed accounts. Not audited figures.